Best Money Moves Alternatives: Top 10 Financial Wellness Software in 2025

Attigo by Ascendium offers an innovative solution for businesses seeking to attract and retain talent through Student Loan Repayment Assistance and support. By addressing the heavy burden of student loans, companies can ease financial stress among employees, thereby enhancing workplace productivity and employee engagement. This service not only facilitates Student Loan Repayment Support for Employees but also strengthens the bond between employers and their teams. Attigo's comprehensive suite includes online financial education, personalized counseling, and advanced tools designed to help individuals effectively manage their student loans. Furthermore, the platform provides Online Professional Training, offering free and on-demand sessions to empower organizations and their workforce. This initiative aids alumni in avoiding loan delinquency and default, contributing to their financial independence and professional development. Ultimately, Attigo positions itself as a trusted partner in fostering financial wellness, supporting persistence and completion, and delivering significant value to both employees and employers in today's competitive job market.

Summer revolutionizes student loan and education assistance by delivering tailored, comprehensive benefits that are easy for organizations to implement. This financial wellness software not only enhances employee retention by 20% but also guarantees savings. Designed with HR teams in mind, it offers a user-friendly solution to reduce turnover and attract emerging talent. Summer’s technology analyzes student loans, offering customized recommendations and expert guidance from their support team. With eligibility checks taking less than five minutes, users can sync all their loans into one centralized, automated dashboard. This platform empowers borrowers by unlocking lower monthly payments through free programs like income-driven repayment plans, which could bring payments down to $0 based on income. Even with paused payments, Summer helps secure these lower rates beyond the payment freeze. The platform also aligns with the Secure 2.0 provisions for smart, digital retirement match facilitation, making an impactful difference as part of its business model.

LearnLux stands as a beacon of trusted financial well-being for workforces globally, making financial planning accessible and straightforward. Recognized for its highest certification in financial planning, LearnLux employs experts directly available to address one-off questions and craft comprehensive financial plans. This award-winning program merges Certified Financial Planner® professionals with top-tier money management tools to deliver judgment-free, personalized financial guidance. Employees gain access to custom benefits portals, enabling total rewards visualization and financial checkups. The platform covers a wide range of topics, from cash flow management to equity compensation, and offers diverse formats for learning. With its lightning-fast implementation, advanced reporting, and dedicated customer support, LearnLux ensures global parity in delivering exceptional financial wellness programs tailored to individual needs. By simplifying complex financial concepts into user-friendly solutions, LearnLux empowers employees to manage their finances effectively and confidently.

Questis offers life-changing Financial Wellness Software that tackles the pressing issue of financial stress in the workplace. By integrating cutting-edge technology, personalized coaching, and a lively community, Questis stands out as a leader in corporate wellness. The platform empowers organizations to enhance employee retention and boost productivity by fostering financial resilience. A unique blend of AI and machine learning creates a secure, tailored user experience that provides timely behavior-change prompts. Questis delivers far more than traditional financial wellness programs, offering deep financial healing and support. Users benefit from a private social network where they can connect with peers, share experiences, and gain insights. Questis meets employees where they are on any device, anytime ensuring accessibility and convenience. With a combination of unbiased guidance, behavioral science, and personal finance expertise, Questis is a supportive partner helping businesses build financially resilient workforces.

Trying to prioritize user financial goals can be overwhelming and, if done inefficiently, can cost users hundreds of thousands of dollars a year. Their financial wellness app takes away the guesswork from financial planning with a novel approach that helps you take control of users' finances and maximize their wealth.

Swiff software is a Screening tool used to track Employee's wellness to increase productivity. Prevent employees to office in order to reduce the financial risk loss of employees and legal liability. Track mental well being of employees at work to gain insights for management decisions. It supports Mobile Android and iOS. HR Managers, Small, Medium companies make use of the software.

Fintest lets the average consumer take a personal finance stress test to make sure they are financially stable to deal with unexpected scenarios. Stress testing was once a mandatory action just for big banks; however, experts recommend everyone to do it. There is a dashboard with a comprehensive list of variables income, expenses, debt to income ratio and more. It structures and presents data in the form of meaningful charts to help users manage their emergency funds and asset values. It helps categorize expenses and insurances while users can pre-plan their finances according to high-stress scenarios such as losing their job, illness, accidents and more. It also considers a comprehensive list of macroeconomic scenarios such as inflation, unemployment rates, and relative dividend shocks. The website provides detailed steps for the users to gather their finances and methodologies to run the test for different scenarios. After the test, a rating will be given based on how robust the finances are.

BrightPlan is a comprehensive solution designed to help employers provide top-notch financial health and well-being benefits for their employees. Introducing the Financial Wellness AI Coach: finances can often be confusing for employees. While strong guidance can create significant opportunities, poor advice can lead to serious financial consequences. The patented BrightPlan Financial Wellness Coach offers personalized, real-time guidance 24/7, always acting in the best interest of your employees.

Candidly offers next-generation financial wellness software that expertly addresses the complex needs of today’s workforce. With tools like the Federal Repayment Plan Optimizer and Smart Payments, employees can effortlessly manage student loans, find affordable private loan offers, and receive education expense reimbursements. This comprehensive platform is designed to reduce financial stress, driving engagement and retention while boosting productivity across all employee levels. Through its 529 Plan Finder and Private Student Loan Finder, Candidly provides personalized guidance to help users thrive. The AI-driven calculators and tools empower employees with self-serve repayment optimization and budget-friendly payment options. By fostering stability through emergency savings solutions and SECURE 2.0-friendly student loan retirement matching, Candidly ensures workers can build a secure future. Its flexible design and configurable solutions allow organizations to seamlessly integrate this platform in alignment with their goals and budgets, making it a valuable partner in their financial wellness strategy.

Your Money Line offers comprehensive financial wellness software that seamlessly integrates AI-powered tools with live expert guidance to support employees in managing their finances effectively. Employees benefit from personalized coaching on debt management, student loan forgiveness, retirement planning, and more. The platform provides alerts for potential financial issues like fraudulent charges, equipping users with crucial insights into spending habits, duplicate charges, and subscription changes. With a wealth of resources such as webinars and articles available 24/7, employees can continuously enhance their financial literacy. This empowers them to make informed decisions about monthly bills, budgeting, and major purchases like homes and cars. By differentiating your talent brand with this innovative tool, you boost employee loyalty and retention. Your Money Line focuses on building long-term financial stability for your team without the pressure of product sales, promoting sustainable money behaviors that decrease stress, and foster a supportive work environment.

WebMD ONE delivers a comprehensive well-being experience for organizations, addressing diverse employee needs through its Well-Being Solutions and Engagement Services. This integrated platform ensures easy access to both internal resources and external vendors. Daily Habits Plans break down long-term wellness goals into actionable steps, while smart incentives keep users engaged and motivated. The financial wellness solution alleviates money-related stress, and wellness challenges encourage healthy competition among employees. Users gain access to expert insights, including recipes and mental health podcasts, alongside personalized health insights from the ONE Assessment. Stress and resiliency training enhance adaptability and engagement. Specifically tailored for seniors, WebMD ONE improves ongoing well-being and boosts CMS Star Ratings for health plans. With a global presence in over 190 countries and 20 languages, it also includes pain management programs and health coaching. Robust reporting and analytics drive health outcomes and ROI, making WebMD ONE the go-to platform for organizational well-being.

FinFit works closely with business owners, executives, human resource departments, benefits administrators, and other third-party services to bring a sense of financial stability into the workplace. As a viable alternative to payday lenders and high-interest credit cards, this program mitigates the risk of entering a cycle of expensive debt, reduces unnecessary and stressful distractions, and can contribute to an increase in productivity among staff.

Origin presents a groundbreaking approach to financial wellness software, making wealth management more accessible and comprehensive than ever. Designed for those seeking to actively engage in their financial growth, Origin enables users to track, invest, get advice, and protect their assets with ease. By uniting their finances, it offers a holistic view of net worth, spending habits, investments, real estate, and equity. With secure account connections, users gain a complete overview of assets and liabilities, allowing for seamless spending tracking and budgeting. Features like the high-yield cash account and automated index investing propel wealth growth, while thematic stock bundles add diversity. Real-time AI insights, complemented by expert human guidance, elevate money management by analyzing portfolios and assisting with retirement planning. Users receive instant notifications on spending, investments, and credit score changes, ensuring they stay informed. Personalized support is available through one-on-one expert meetings, offering tailored recommendations for every financial milestone.

Investwell is a distinguished WealthTech platform that empowers financial advisors, mutual fund distributors, and wealth managers throughout India. Offering a comprehensive all-in-one solution, Investwell streamlines essential wealth management tasks, including portfolio reviews, market research, transaction execution, and business analytics. The platform maximizes returns while minimizing effort, ensuring that wealth management processes are efficient and effective. Investwell supports scalability, allowing users to onboard unlimited investors and employees seamlessly. With an impressive 99.97% data accuracy, users can make informed decisions with confidence. Additionally, the platform prioritizes robust security, providing comprehensive protection for all data. By understanding the significance of each transaction and portfolio, Investwell delivers unmatched data accuracy to enhance decision-making and drive success in wealth management endeavors.