Pin Payments Alternatives: Top 10 Payment Processing Software in 2025

GoCardless is a payment processing software with a RESTful API that allows for simple integration with little resources and seamless integration with your business. It's top-of-the-line, features a configurable checkout flow, and is simple to embed on your website. It supports over 30 countries with pre-built payment flows and automated alerts. You may build customized recurring payment plans to fit your business with GoCardless. You can take Direct Debit payments on your website or by delivering a secure payment link to your customers. Your clients simply have to enter their payment information once, safely and securely online, and then you may collect one-time or recurring payments whenever they're due. With GoCardless' dashboard, you can effortlessly renew, change, and halt payment plans while also getting complete visibility into each transaction. You can now accept payments from consumers all across the world, including the United Kingdom, Eurozone countries, the United States, Canada, and Australia.

Genome is an online finance platform that is designed to provide you a convenient and easily accessible banking experience from the comforts of your own home. The platform ensures a secure and easy finance management experience to its users and comes in two variations: personal and business, to suit every individual and business need. It allows you to open as many multi-currency accounts as you need as per your requirements- for free. Moreover, they provide a very speedy service, and you can get approved right away after applying for a bank account online. The platform also ensures quick money transfer, both in and out of your Genome account, and an instant money exchange with just a 1% interbank fee. Users can also send, receive and top up any wallet instantly using the Genome system. With Genome's lightning-fast service, users can also manage their personal finance using payment planning, regular updates, and finance monitoring. Users can also earn money using Genome’s referral program for Business and Personal wallets.

Clients receive comprehensive assistance throughout all aspects of employing services, such as transaction monitoring, reviewing processing errors, and addressing technical issues. They provide support through our dashboard directly or through various contact methods. As work with many payment service providers, credit card processors, banks, e-wallet companies, and financial institutions, can seamlessly connect their services to yours.

JusPay is a secure mobile payment browser. Auto-processing Bank SMS OTP for the 1-Click experience. Displays the right keyboard with a password viewing option. Offers to remember user inputs for repeat usage. Aids the natural flow of users with features like Automatic Focus, Scroll/Zoom, Navigation buttons.

Clearly Payments is the best payment processing solution in Canada, with the lowest fees and world-class service. We help businesses of all types accept credit cards in their store, office, while mobile, or online. Our end-to-end payments solution includes credit card machines, payment gateway, and a merchant account. Learn more about our mission to offer the lowest credit card processing fees available.

Songhai Exchange is a futuristic Pan-African payment network that helps users with cash pick up, bank transfers, bill payments and mobile money transfers across Africa. The platform by disintermediating payments within Africa reduces, costs, shortens timings and removes middlemen in real-time. Businesses depending on the particular get to connect with international organisations on the go. They can also schedule their own foreign exchange rates and fees, resulting in a cost-effective payout connection all over Africa. Moreover, an efficient plug and play feature of Songhai Exchange helps mobile money operators and banks with constant, cost-free and effortless remittance flows. Also, it facilitates a seamless connection between the user’s organisation and other trusted African banking and payout partners, enabling unified payments and transparent monetary practices without the need for middlemen. The Pan African business network featured by Songhai Exchange includes FirstBank of Nigeria and First City Monument.

Heartland Payment Processing is an online-based Payment Processing Software. Accept Automated Clearing House payments directly from your customer's bank account. Interchange plus pricing minimizes your payment acceptance costs to put more money in your pocket. They are the only payment processor to provide a Merchant Bill of Rights that promotes fair credit, debit, and prepaid card processing practices. Combining three powerful technologies, Heartland Secure™ provides you with the highest credit card security.

Gravity Payments is an efficient credit card process management platform that offers a myriad of credit card processing services for users to get going. Appropriate for different industries, this platform makes the payment process simple and hassle-free, simultaneously. Gravity Payments combines 5 simple steps that enable credit card processing. In the first step, a customer swipes a card. Next, the transaction is authorised by a specific bank that issues the card. After that, information regarding the transaction is sent to the card brand for authorisation. In the next step, the purchase gets approved. Finally, the seller receives a deposit in their bank account. With Gravity Payments, the merchants get an opportunity to grow their businesses. The qualified team of Gravity Payments helps an organisation to streamline receivables in real-time by rendering suitable solutions. Moreover, customers can make larger purchases using their credit cards since this platform protects their bank’s cardholder policies. Both customers, as well as business organisations, can utilise the particular to streamline mobile payments, e-commerce as well as point of sale transactions alike. It also makes the process of integrated payments seamless.

Payanywhere makes payments easy for business owners, employees, and customers. Accept credit cards in your store, on the job site, and online. Use one of the devices or your own. Use a Payanywhere device to accept payments in your store, or take your business with you and accept payments on your own smartphone or tablet. The Payanywhere app includes all the features you need to sell more efficiently and manage your business with simplicity. Enable Offline Transactions when you have a weak or limited connection. Accept payments as you normally would and process them when a connection has been reestablished.

SwipeSimple software is a platform used to accept payments in minutes. The software offers tools to customize setup with USB-connected peripherals, assign different tax rates as needed, and modify items added to the cart. Make instant payments from computer, tablet, or phone and print receipts in moinutes.

The PayRiff Dashboard is an incredibly powerful user interface for businesses of all sizes. It allows to quickly and easily manage all financial operations in one place. The Transactions tab is gateway to setting up payments, invoices, and other money matters. With PayRiff, can send invoices online instantly, with just a single click. User can also view past transactions and see detailed analytics of financial activity. The dashboard also offers a secure platform for managing customer information and other financial records. PayRiff's intuitive user interface makes it easy to navigate and manage financial transactions quickly and efficiently.

Chargeback is a cutting-edge chargeback prevention service designed to mitigate the risks associated with customer disputes. Seamlessly integrating with major payment processors like Stripe, PayPal, and Shopify Payments, Chargeback ensures businesses are always a step ahead. When a customer disputes a transaction, Chargeback's system instantly receives a notification and sends an alert to the merchant. The service then preemptively refunds the transaction, thus avoiding the chargeback altogether. This proactive approach helps reduce chargeback rates, lower fees, and prevent potential payment processor issues. Businesses can connect their payment processors in under two minutes, making the setup quick and effortless. By leveraging Chargeback's automated alerts and refunds, companies can focus more on revenue generation and less on the complexities of payment disputes. Start their business on the right foot with Chargeback, their reliable partner in preventing chargebacks and safeguarding their revenue.

Unique Payments leverages cross-platform AI to revolutionize financial workflow automation, making cash flow management seamless and efficient. By automating Accounts Receivable (AR) processes, businesses can benefit from AI-driven AR insights & analytics to predict and prevent late payments. With dynamic discounting and alternative financing options, Unique Payments provides tailored solutions to accelerate collections while maintaining strong client relationships. The platform also offers automated and customizable reminders to ensure timely payment follow-ups without manual intervention. From invoicing to payment collection, Unique Payments optimizes every touchpoint, streamlining operations and boosting cash flow efficiency. By integrating intelligent tools, businesses can focus on growth while enjoying a reliable and proactive receivables process.

Mangopay offers a modular payment infrastructure designed to meet the evolving needs of platforms and marketplaces. With flexible e-wallet technology, it allows platforms to seamlessly collect, move, split, reuse, and reconcile funds, all while embedding powerful fund management capabilities directly into the user experience. This flexible payment processing software enables dynamic card, bank, and alternative payment flows that boost conversion rates and drive revenue growth. Mangopay’s robust KYC and KYB verifications cover freelancers, individuals, and businesses across 170+ countries, ensuring compliance with ease. It also facilitates secure global and local payouts in multiple currencies, providing fast, cost-effective options that can be scheduled or executed on demand. Cross-border transactions are streamlined to optimize currency conversion and reduce exposure to foreign exchange risks. To ensure platform security, Mangopay leverages an AI-driven fraud prevention system that analyzes user behavior and device data to detect potential fraud. With its scalable, future-proof payment solutions, Mangopay empowers platforms to deliver flawless payment experiences while simplifying complex processes.

Fattmerchant is an industry-leading payment technology provider that revolutionizes the payment processing experience for business owners of all sizes and software companies that empower businesses. Accept payments anytime, anywhere with your Apple or Android device. Seamlessly integrate your product or app with powerful payment processing. Track your busiest times of day and make the right business decisions using the Omni heatmap. Use the heatmap to help you make smarter staffing decisions and more impactful offers and promotions.

Reduce detention times with instant payments, eliminating lengthy transactions on the dock and improving driver satisfaction Ensure simple customer reimbursement with digital receipts, efficient load closeout, and timely customer billing. Eliminate late-night phone calls for money codes, long driver wait times, and manual receipt reconciliation. Create a secure, real-time audit trail by removing cash and checks from the payment process.

myPOS is an integrated payment solution that provides a number of ways to take payments from customers. myPOS’s mini card readers allow you to take card payments via a mobile terminal that you can take anywhere. The myPOS Online service allows your business to take card payments through websites and mobile apps, as well as by email or phone. You can accept payments online through a customized link that you can email to customers, and use the myPOS virtual terminal to process phone, fax and post orders from your myPOS account through any computer with an internet connection. You can also add a myPOS payment button to your website that affects single transaction, fixed amount payments.

Cardinity is an intuitive online payment gateway management portal to process credit and debit card payments on the go. Online merchants depend on this software to streamline both domestic and international trades accordingly. An advanced multi-currency payment acceptance service provided by the same helps businesses receive payments from clients via local/international debit cards like Diners Club, Maestro, Dankort, Nexi (Carta Si) and more apart from MasterCard. Also, a simple and user-friendly API guide made available by the same helps with accurate integrations across major e-commerce systems. Other than acting as an international payment gateway, Cardinity also helps with merchant accounts and payment processors protected under essential security measures. A one-click payment technology further simplifies the entire payment management procedure, enabling customers and businesses to get the scheduled receivable streamlined accordingly. An advanced fraud prevention technology backed up by a 3D secure authentication technique eliminates fraudulent activities within online businesses.

Corefy is a payment orchestration platform that helps online businesses and payment institutions integrate with providers and acquirers around the world. Our platform provides a unified communication, control, and management interface for payments, payouts, and conversions. Our software makes it easy to create a convenient and simple checkout process that meets customer expectations and boosts conversions. Corefy makes payments and payouts equally easy and efficient, helping you to process them in the most stable and cost-effective way. Our platform supports any currency, payment method, and flow, and we partner with over 200 PSPs to offer support for any market you decide to enter or expand in.

Bаlаnсe is сreаted sрeсifiсаlly for B2B оrgаnizаtiоns with the goal of making B2B payments аmаzing. Whether you’re а B2B mаrketрlасe, аn e-Соmmerсe соmраny, а B2B startup, оr а соmраny that provides business services, Bаlаnсe is dedicated to providing an incredible B2B раyment experience online to you. With Balance, any merchant, mаrketрlасe, оr SааS соmраny that sells gооds аnd services online аnd offline саn now рrоvide a wide range of payment methods аnd terms, аnd get раid immediately — all in а single рlаtfоrm. The platforms' features include automated invoice fасtоring (net terms), quotes from the рlаtfоrm, ассeрting multiple раyment methods straight from the сheсkоut, аllоwing раyment with аn invoice аnd many more. It is the only payment рlаtfоrm that includes a combination of complete flexibility in раyment methods аnd terms. With the elegant self-serve сheсkоut experience аnd product-driven аррrоасh to a business customer experience, Balance is rising above the noise of traditional соnsumer-оriented solutions. There are currently no fixed costs to use Bаlаnсe; only рrосessing аnd financing fees that are usage based. For enterprise сustоmers, you have to reасh out to them directly through their official website to discuss further.