Genome Wallet

About Genome Wallet

Genome is an online finance platform that is designed to provide you a convenient and easily accessible banking experience from the comforts of your own home. The platform ensures a secure and easy finance management experience to its users and comes in two variations: personal and business, to suit every individual and business need. It allows you to open as many multi-currency accounts as you need as per your requirements- for free. Moreover, they provide a very speedy service, and you can get approved right away after applying for a bank account online. The platform also ensures quick money transfer, both in and out of your Genome account, and an instant money exchange with just a 1% interbank fee. Users can also send, receive and top up any wallet instantly using the Genome system. With Genome's lightning-fast service, users can also manage their personal finance using payment planning, regular updates, and finance monitoring. Users can also earn money using Genome’s referral program for Business and Personal wallets.

Screenshots & Videos

Pricing

Free Trial Not Available
Offers Free-forever plan.
View Detailed Pricing

Platforms Supported

Browser Based (Cloud)
Mobile App (Android, iOS)

Organization Types Supported

All (Small, Medium, Large)
Individuals

API Support

Available

Modes of Support

Business Hours, Online

Genome Wallet Pricing

Free Trial

Not available

Pricing Options

Freemium ( Limited Features )

Premium Plans ( Subscription )

Pricing Plans

EU Resident (Personal) Free

Features

Free EUR IBAN and wallet account opening
Free additional wallet account opening in EUR or other currencies
1% currency conversion fee
Free incoming and outgoing transfers to and from other Genome users
Free incoming SEPA transfers
1 EUR fee for outgoing SEPA transfers
Incoming transfers via alternative payment methods, from 3% of the transaction amount
20 EUR fee for incoming and outgoing SWIFT transfers
3% card top up fee

World Resident (Personal) Others

€20 per Month

Features

Free EUR IBAN and wallet account opening
Free additional wallet account opening in EUR or other currencies
1% currency conversion fee
Free incoming and outgoing transfers to and from other Genome users
Free incoming SEPA transfers
1 EUR fee for outgoing SEPA transfers
Incoming transfers via alternative payment methods, from 3% of the transaction amount
20 EUR fee for incoming and outgoing SWIFT transfers
3% card top up fee

Low Risk (Business) Free

Features

Business banking
- 0 EUR fee for the first EUR business IBAN account opening
- Free additional wallet account opening in EUR or other currencies
- 1% currency conversion fee
- Free incoming and outgoing transfers to and from other Genome users
- 1 EUR fee for incoming and outgoing SEPA transfers
- 20 EUR fee for outgoing SWIFT transfers
- Incoming transfers via alternative payment methods, from 3% of the transaction amount
Merchant account
- Free merchant account opening
- Fee free merchant accounts
- 0.15 EUR per successful transaction
- Free payouts to your Genome account
- Processing fee from 1.5% of the transaction amount
- 30 EUR chargeback fee
- 3 EUR OCT fee
- 0.5 EUR refund fee

High Risk (Business) Others

€100 per Month

Features

Business banking
- 500 EUR fee for the first EUR business IBAN account opening
- 1000 EUR fee for USD currency wallet account opening, 500 EUR fee for each additional wallet account in other currencies
- 1% currency conversion fee
- Free incoming and outgoing transfers to and from other Genome users
- 5 EUR fee for incoming SEPA transfers
- 10 EUR + 0.2% of the transaction amount fee for outgoing SEPA transfers
- 30 EUR + 0.2% of the transaction amount fee for outgoing SWIFT transfers
- Incoming transfers via alternative payment methods, from 3% of the transaction amount
Merchant account
- Free merchant account opening
- Unlimited websites, 100 EUR/month merchant account fee per corporation
- 0.25 EUR per authorization, declined or a successful transaction
- Free payouts to your Genome account
- Processing fee from 3.5% of the transaction amount
- 30 EUR chargeback fee
- 3 EUR OCT fee
- 1 EUR refund fee

Screenshots of Vendor Pricing Page

Disclaimer: The pricing details were last updated on 17/02/2021 from the vendor website and may be different from actual. Please confirm with the vendor website before purchasing.

Learn more about Genome Wallet Pricing

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Genome Wallet Reviews

User Rating

3.3/5 (Based on 115 Ratings)

Rating Distribution

Excellent
53.9%
Very Good
2.6%
Average
0.9%
Poor
0.9%
Terrible
41.7%

User Sentiments

Account Verification Issues, Unexpected Account Closures, Unclear Fee Structure, Inadequate Communication

Do You Use Genome Wallet?

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Review Summary

User reviews for Genome highlight both strong customer support and a streamlined user experience, particularly for personal and business banking. Frequent praise is given for the speed and efficiency of transfers, especially for SEPA payments and USD transfers. However, several users report negative experiences with account verification and long delays in processing funds, resulting in blocked accounts and frustration. Some customers, particularly those from Ukraine, mention challenges with complying with Genome's verification requirements. While positive feedback focuses on the app's user-friendliness and swift support, persistent concerns about account closures and frozen funds suggest a need for greater transparency regarding Genome's policies.