CalendarBudget Alternatives: Top 10 Personal Finance Software in 2025

Wally is a finance management application for individuals that centralizes all of their accounts so they can learn, manage and improve finances and accomplish individual goals faster. The app provides flexible budget periods that helps users to control their monthly spending habits by saving for specific goals. Users can set budgets to control their daily spending across different categories like home, groceries, entertainment, etc. They can sync savings, credit card, checking and loan accounts and get instant insights into their spending habits and cash flow patterns. Wally shows real-time updates about the account balances and transactions to make users more accountable. They get an overview of all of the past and upcoming transactions and the software auto-categorises them chronologically within an inbuilt calendar. Users can also scan and upload the bills, receipts and warranties to monitor them easily. With Wally, users get to track and convert 200+ currencies from a single place. They can view their spending in each currency for better insights.

Money Dashboard is a personal finance management app for people who want to manage their expenditure and increase savings. The app provides an easy way to monitor all accounts in one place, transfer money to different accounts and even create offline accounts. It tracks user’s areas of spending money and divides them to let users know if the expenditures were necessary or not. Users can utilise this data to make better money management decisions. Money Dashboard also helps in budget planning. It shows all the bills and subscriptions in one place, which makes it easy to know whether the user is spending as per the plan or not. The app shows a countdown to users’ next payday and encourages them to avoid overspending. Money Dashboard provides bank-level security to keep user’s personal finances and information secure. The app is authorised and regulated by the Financial Conduct Authority (FCA) of the United Kingdom.

Spendee gives you the power of unique data analysis in an adaptable environment that automatically and thoroughly analyzes your income and expenses, giving you intelligent advice on how to make the most of your money. You can connect your bank accounts and all your transactions will get automatically imported to Spendee. Analyze your finance with a beautiful, simple, and easy-to-understand graphic.

Introducing Neontra, the game-changing app that takes data protection to a whole new level. With Neontra, their sensitive information is safeguarded with the same level of security that banks rely on, ensuring their peace of mind in an increasingly digital world. Gone are the days of fretting over their passwords and account numbers being stored somewhere they shouldn't. Neontra prioritizes their privacy, ensuring that none of their valuable data is ever stored within This system. We understand that their information is sacred, and that's why we've gone the extra mile to ensure that it remains solely in their hands. But Neontra isn't just focused on protecting their data. This app is designed to help they gain a deeper understanding of their finances and effortlessly manage their money. With powerful features and user-friendly interface, Neontra delivers everything they need in one comprehensive solution. Neontra provides clear and detailed insights into their spending habits, allowing they to track their expenses effortlessly. Whether it's their daily latte or monthly bill payments, This app categorizes their transactions, making it easier than ever to see where their money is going. Understanding their financial patterns has never been this simple! Not only that, but Neontra also offers goal-setting tools, helping they plan for the future and stay on track towards achieving their dreams. From saving for that dream vacation to building an emergency fund, Neontra empowers they to take control of their financial well-being. Join the ranks of professionals who trust Neontra to protect their data and revolutionize the way they manage their money. Experience the difference today and get ready to unlock the full potential of their financial future!

Pallo is the all-in-one financial management solution that gives professionals, entrepreneurs, and small business owners peace of mind when it comes to their finances. Pallo offers clarity to those who want to stay on top of their income and expenses. It is a powerful tool for those seeking immediate solutions to their financial challenges as well as for those who need support with long-term financial plans. The online platform allows users’ entire financial life to be securely managed in one centralised location. It provides money management tools which integrate accounts from banks, credit cards, loans, investments, payroll, and invoicing services into a single hub. This makes it easy to get an overview of your finances so you can handle them with confidence. Users can track income and expenses and analyse their spending habits and personal budgeting goals over time. Individuals are also able to securely store important documents related to their financial status in one place such as bank statements and invoices. Perform calculations effortlessly as Pallo even offers a handy calculator where needed details can be inputted for instant results in seconds.

Buxfer is a top graded online money management application that helps its users with their budgeting, retirement planning, investments, forecasting, and more. Users get access to a comprehensive financial statement in one place. Moreover, they can optimize the automatic secure sync module to integrate with 20k+ bank accounts. Besides getting access to a manual transaction facility, users can also leverage the same to upload statements from their banks or softwares. Buxfer helps users with detailed insights, showcasing their spending trends. Thus enabling them to identify irregularities and plan out budgets in an efficient manner. The application sends real-time alerts when an individual exceeds their spending limits. Detailed financial forecasts let users detect upcoming trends and make decisions accordingly. Further, Buxfer helps its users in reaching their financial goals by suggesting appropriate long-term plans and investing strategies from time to time.

Introducing FinWise – the modern way to manage their personal finances. At FinWise, they understand that managing your money can be complex, but it doesn’t have to be daunting. This cutting-edge platform provides the tools they need to stay in control no matter what life throws at them. FinWise empowers they with the ability to budget their money quickly and accurately. They get a real-time snapshot of how much is coming in as well as visibility into how much is going out so they can confidently make informed decisions about spending. They will also gain insight on where savings can be made - allowing for greater financial security now and in the future. This net-worth tracking feature takes stock of all assets and liabilities across accounts so that they know exactly how their overall financial health stands at any given time. And with their powerful planning and forecasting tools, they don’t have to worry about unexpected expenses or lack of cashflow destabilizing their financial situation ever again. This options give them peace of mind when it comes managing both short-term and long-term goals, all supported by easy to read reports and insights taking out any guesswork enabling proactive decision making around money matters like investments, mortgages, retirement planning and more. Experience the power of FinWise today – the modern way to take control of their finances and reach their financial goals like a pro!

iFinance is a finance management software that helps people to keep track of their income and spendings in a fast and convenient way. The software enables users to arrange transaction lists of all their financial resources, from debit account to credit card and cash, in order to monitor the spending habits of their own. It produces various charts and reports after analysing users’ finances and offers a detailed overview of their biggest spending areas as well. Another useful feature of the software is that it showcases the areas where there’s potential for savings and enables people to review their financial goals based on the particular metrics. iFinance is compatible with a variety of banking file formats like QIF, OFX, CSV or mt940 allowing users to import data and get a detailed overview of multiple transactions from a single place. Moreover, it keeps all the user devices up-to-date using iCloud or enhanced WiFi Sync feature. iFinance is available in a variety of popular languages spoken around the world, including English, German, French, Portuguese, Russian, Chinese and more.

Trying to prioritize user financial goals can be overwhelming and, if done inefficiently, can cost users hundreds of thousands of dollars a year. Their financial wellness app takes away the guesswork from financial planning with a novel approach that helps you take control of users' finances and maximize their wealth.

Flagright empowers fintech and financial institutions to redefine their AML compliance and risk management processes. With its fast, collaborative, and easily configurable platform, Flagright transforms customer risk assessment for onboarding and transaction monitoring. By allowing teams to automate customer risk assessments, define custom risk factors for individuals or businesses, and set risk-based thresholds and actions for each rule, Flagright eliminates the need for spreadsheets and manual processes. The streamlined Console enables compliance and fraud teams to operate independently, boosting productivity by up to 200% while ensuring accurate, risk-based decisions. Additionally, Flagright’s developer-friendly API allows seamless integration within just two weeks, providing an unbeatable fraud prevention layer that adapts to your preferred frameworks. Users can steer business risk appetite within seconds and tackle evolving risks with ease. The ability to securely and anonymously collaborate with other fintechs globally strengthens collective resilience against financial crime. With endless capabilities, Flagright helps organizations stay agile and compliant while scaling their services efficiently.

Miza is a personal finance management software. Enjoy managing your funds more simply. Let's take the reins and put budgeting and financial review on autopilot. The synergy occurs as soon as the most significant recurring expenses are entered. One may ask what transactions require tracking. It has a vast list of features such as - Budgeting automatically, Miza creates your budget for you by employing well-known budget splitting techniques like the 50/30/20 rule. To achieve healthy personal finances, they have incorporated the fundamental financial objectives. Based on your income and outgoings, Miza automatically updates their progress. One of their most beneficial features is their financial forecasting calendar - Uncertain of your progress toward a given amount? Miza is aware. You can keep track of incoming spending, monitor your account balance on any given day, and see upcoming expenses using their transactional forecasting calendar! Enter your recurring transactions in Recurring Transactions. Charts and reports, Keep track of your income and expenses according to categories. Bank sync is not required. Their app is free and available on both apple app store and google play store.

Notion Ultimate Finance Tracker Kit - the ultimate financial tracking solution designed to help and stay in complete control of money. Get an overview of your financial progress and make smarter decisions with this powerhouse of a tool. The Notion Ultimate Finance Tracker Kit is incredibly versatile, offering customizable templates that fit any budgeting or financial goal. It also comes with powerful features such as automatic transaction syncing, bill reminders, balance monitoring and more.

Introducing Fina - the financial tracking and analysis solution that puts back in control of finances. With a Notions-style interface, users can create customized calculations and utilize artificial intelligence to answer any financial question that may arise. Allowing users to track multiple financial metrics, Fina is a powerful tool to help professionals make smart decisions about their finances. The customer no longer need to worry about being overwhelmed when it comes to assessing and understanding complex financial information. Thanks to an intuitive drag and drop interface, effortlessly customize or modify existing calculations or set up multiple views for different questions quickly and easily. Whether an analyzing stock market trends, investment performance, or operational expenses - Fina provides accurate data that equips with actionable insights into current financial situation.

Emma is a futuristic money management app that helps users track their finances and suggests new ways to save money. It does so by avoiding overdrafts and finding wasteful subscriptions. Emma can be easily connected to multiple bank accounts, credit cards, savings and current accounts, pensions and cryptocurrencies in real-time. It acts as a one-stop window that can be utilised to monitor finances across multiple accounts at any time. Users can also visualise the status of their deposited money and the growth of their investments. Emma is connected with all the major banks working in the UK, US and Canada. It analyses the spending habits and sends instant notifications when an individual user exceeds the spending limit. To ensure accurate account protection, Emma does not stores login credentials or proceeds to make changes in its user accounts. It also uses TLS 256-bit encryption besides bank-level security.

Moneydance is a personal finance management software that helps individuals with money management, bill payment and investment tracking facilities. People can use Moneydance to manage their preferred currencies with ease. The software automatically downloads transactions and makes online bill payments in a hassle-free manner. It also categorises the transactions and removes the ones that are not important. Users can access information related to account balances, upcoming and overdue transactions and exchange rates as per convenience. The software includes various graphing tools that can generate visual reports of income and expenses. These visual reports can also be saved into PNG files and can be printed on paper. Moneydance gets a notebook like user interface, but here the calculations get done automatically. Users can create a schedule for future or periodical payments and the software will send automated reminders from time to time. Moneydance also works well to record information related to investments in stocks, bonds, CDs, mutual funds and more.

Pocketguard is an online money management tool that helps the user keep a tap on all their expenses and personal finances. Users can keep control of their spending and also grow their savings with the help of Pocketguard. The platform allows users to plan their finances by setting aside money for future Bills and investment goals. It's easy, interactive, and user-friendly interface with graphs and tabs gives a comprehensive view of the spending pattern across all categories. Users can add hashtags to each category to customize and personalize the reports. Users have the advantage to view all the investment accounts at one go. Users can define their future investment goals and let Pocketguard do the rest to meet those goals. The website’s 256 bit SSL encryption ensures that the user data is safe and secure. The mobile app comes with biometrics and PIN code security as an added layer of protection. Pocketguard helps simplify the users' personal finance by optimizing their spending.

splitmyexpenses is the perfect solution for professionals who need help managing shared expenses. This product makes it easy to import bills, divvy up costs with friends, and charge on Venmo all in one place. Powered by AI, splitmyexpenses can automatically scan expense receipts and accurately itemize details, taking the worry out of managing shared expenses. With our automated system, users no longer have to spend hours combing through paper statements and receipts or manually keeping track of who owes what; instead, they can focus their energy on more important tasks. In addition to this cutting-edge technology, splitmyexpenses allows for seamless coordination make charges from any device and forget about headache-inducing bill reminders. Reclaim your control over shared finances with splitmyexpenses today!

Introducing Monzo, the ultimate all-in-one solution for managing their money. With Monzo, they can effortlessly spend, save, and stay on top of their finances, all from the convenience of their phone. Gone are the days of dealing with traditional banks and their endless paperwork or hidden fees. Monzo offers they the opportunity to open a full UK bank account right from their phone, completely free of charge. No more wasting time waiting in long queues or filling out tedious forms. One of the standout features of Monzo is its instant notifications. As soon as they make a payment, you'll receive a notification, keeping they informed of every transaction in real-time. It's like having their own personal financial assistant right at their fingertips. Take control of their spending with Monzo's budgeting tools. Set budgets for different categories, such as groceries or going out, and receive warnings if they’re spending too quickly. This feature allows they to stay mindful of their expenses and make informed decisions about their finances. But that's not all - Monzo goes above and beyond by giving they full financial visibility. It consolidates all their other bank accounts and credit cards into one place, so they can easily monitor their overall financial health. No more switching between different apps or websites to keep track of their money. Monzo also rewards they for their money. With personalized budgeting, they can set goals and watch their savings grow. Plus, you'll earn interest on their money, making every penny work harder for them. Experience the convenience and power of Monzo. Say goodbye to complex banking and hello to a seamless, user-friendly experience. Join the millions who have already discovered the Monzo advantage and take control of their financial future. Get Monzo today!

CountAbout is a comprehensive personal budgeting software, that comes as a customisable, accessible and secure platform helping out users with their financial management. With the software, users can set up running register balances, besides importing data from Mint and Quicken. Its interface is quite user-friendly, devoid of advertisements. CountAbout is compatible with both standard and custom categorisation facilities. Moreover, it is also capable of automating transaction downloads and data sync from various major credit cards and banking accounts. CountAbout takes care of recurring and uncleared transactions besides providing detailed budgeting insights for informed decision-making. Furthermore, it offers real-time financial reports to offer a comprehensive overview of the business finances. All the financial activities are made visible under the facilities of graphical and text-based widgets. Finally, CountAbout is backed by excellent customer service, comprising knowledgeable agents offering adequate responses. All the data stored within the platform are absolutely secure.

Blend is a multidisciplinary group of problem solvers who feel that the world's financial resources should be more widely available. Wells Fargo, U.S. Bank, and over 330 other financial services companies utilise our cloud banking platform to gain more consumers, boost productivity, and create end-to-end digital experiences. Our platform allows our customers to process more than $5 billion in loans every day on average, allowing individuals to achieve their financial goals faster and live better lives.Blend was created to help consumers make smarter financial decisions. When our founders saw how complicated and paper-based the mortgage process was during the Great Recession, they set out to simplify and transparentize financial services. Since then, we've expanded across a variety of financial products with one purpose in mind: to enable financial institutions to meet customers where they are - in every channel, at every milestone, and with the best possible experience. Finally, we view ourselves best helping our own clients by building digital experiences and cultivating operational efficiencies that allow them to focus on providing exceptional service to their customers. Our vision hasn't changed, but it has evolved. We need to transform not only financial products and services, but the entire future of banking to achieve the change we foresee. We seek to improve the connections between people and financial institutions in particular. We believe that providing people control over their finances improves everyone's financial situation. As both a service provider and a trusted advisor, financial institutions can play a key role in the future. We can help people take control of their financial lives by making this link simpler, more intuitive, and proactive.