Echurn Alternatives: Top 10 Payment Processing Software in 2025

BitPay is a cryptocurrency app that can be used by individuals or businesses to buy, swap, store and spend cryptocurrencies. The app has a very simple interface that enables users to buy cryptos quickly, just by making payments through a debit card, credit card or Apple Pay. BitPay offers users a safe space to store their cryptos with easy backups and multi-sig. They can manage multiple walters, send and receive cryptos and even shop for gift cards. The app provides users with a BitPay Card that can be used to convert crypto into dollars to spend. They can even shop with Mastercard merchants in-person or online, anywhere in the world. Businesses can accept cryptocurrency payments, donations and deposits online from their customers. Bitcoin invoices can also be sent by them to their customers like they send emails. The received funds through BitPay go directly into the bank account of users. It supports bank deposits in 38 countries with currencies like Euro, US Dollars, GBP and more.

Checkout.com is a payment management program that has grown in popularity throughout the world over time. It makes no difference where you are because this platform ensures that your international operations are covered. It gives extraordinary flexibility in terms of use, as do all online cloud systems, and the price policy is suited to the needs of each user. PSP products allow internet merchants to accept international payments via a variety of techniques. API connectors allow you to connect to other shopping carts. Order management and checkout flow customization are two digital commerce functionalities. The handling of multiple recurring billing schemes is aided by subscription features. Reconciliation, refunds, chargebacks, tax/VAT management, invoicing, and customer support are all handled by MoR/reseller services. Users can view different elements of their business using the reporting and analytics services. Phone and email support are available.

Payment.ninja is a payment processing software for online, in-store and on mobile activities. It offers payment forms that can be directly built into user websites, mobile sites or apps. It features omnichannel payments that enable users to accept payments online, over the phone, in-store or through the mobile app itself. They can also install the Payment.ninja widget onto their custom website or use the plugins for WordPress, WooCommerce and other e-commerce platforms to quickly set up payments. All the user data can be monitored in real-time using Payment.ninja dashboard or mobile app. Users can also avail mobile card reader and process card payments directly through their iPhone or Android smartphones anywhere. It is possible to set up subscriptions and payment plans for automatic recurring payments while creating and sharing invoices. A dedicated CRM system is included as well that empowers users to manage customer details such as contact, purchase history, paid and overdue invoices, subscription plans, and more.

NuovoPay is a platform that enables telecom carriers, finance companies, and resellers to protect and safeguard their leased devices against the EMI payment defaults. The software remotely locks devices which are leased to the customers in the event of a failure in EMI payments or in case devices are reported stolen. It streamlines the intricate process of mobile phone leasing and requisition. Users can reduce installment requisition costs and protect their leased devices by automating the onboarding process and payment logs and remotely invalidating device access for defaulter devices. One can also integrate it with leading billing system providers. The software enables its users to reduce defaulter payments by preventing late payments with automated payment reminders and reducing manual efforts and costs in payment collection. The remote locking technology of NuovoPay ensures that leasing companies have complete control over their leased tools and devices. It also makes sure that the cost spent on recovering the defaulter, or the stolen or lost devices are minimum.

Braintree Direct is an online-based Payment Processing Software. Securely store billing info to accept repeat online payments ideal for software or subscription-based businesses. Automatically update changes to card details, such as numbers or expiration dates, to help you maximize sales. Receive the vital transaction insights you need to run your business effectively and efficiently. Plug into most popular enterprise platforms, analytics services, billing applications, and more.

Global Payments is an online-based Payment Processing Software. A simple, complete payment page for web and app. Just drop it in and you’re all set. Also includes the PCI DSS compliant redirect solution, so you avoid the usual PCI overhead without compromising on safety. The APIs and SDKs make it easy to build your payment page exactly the way you want, across the full transaction lifecycle. Giving you complete control. One integration is all it takes to connect all your commerce channels and geographies. Seamless technology, for a more impactful strategy.

PayCargo is all-in-one logistics payment platform for faster release of cargo. Traditionally, it takes up to three days for cargo to be released. PayCargo’s 5,000+ Logistics Provider Network is the largest in the industry. User can now pay all of providers instantly from one platform and not have to worry about tracking check deliveries or managing cash.

Creem is the payment partner designed for businesses that value simplicity and transparency in API integration. Built for ease of use, Creem simplifies payment processes, creating a seamless experience for both developers and end-users. Its intuitive interface shortens integration time, helping businesses save resources while boosting efficiency. With transparency at its core, Creem offers clear, honest pricing—no hidden fees or confusing terms—so companies can focus on growth instead of navigating financial complexities. Equipped with advanced security features and reliable support, Creem eliminates the headaches of payment processing, empowering businesses to deliver exceptional user experiences and scale with confidence. By choosing Creem, not just selecting a payment solution— partnering with a team that understands the goals and provides the tools to help to achieve them.

Numok is a powerful open-source affiliate program platform designed to simplify how businesses manage their partner networks. By integrating seamlessly with Stripe, it offers a streamlined solution for tracking payments and automating commission payouts. One of its standout features is real-time conversion tracking, which provides businesses with detailed insights into affiliate performance through comprehensive analytics and reporting. This transparency allows companies to identify top-performing affiliates and optimize their campaigns effectively. Additionally, Numok makes commission management effortless with automated payouts, saving businesses valuable time by calculating and processing payments directly through Stripe. With Numok, users can launch and manage their affiliate programs quickly, enabling them to focus on growing their brand while the platform handles the complexities of affiliate management. Ideal for professionals, Numok delivers a user-friendly yet robust solution for maximizing affiliate program efficiency.

Payline is a payments solutions provider committed to giving the customers and partners an exceptional customer experience along with the tools and education they need to run their business. Seamlessly integrate with any online shopping cart, existing or new Point-of-Sale platform. Utilize a virtual terminal to key cards in, send invoices, securely encrypt and store data for recurring billing. Brick-and-mortar locations looking to get away from being plugged into the wall while maintaining the benefits. Take payments wherever you go while making it easy for your customers.

A payment processing software that ensures speedy payments for independent software vendors (ISVs) and software platforms by providing payment infrastructure. It allows SMB SaaS, POS systems, and online marketplaces to accept integrated payments. You can create a frictionless experience with uniform onboarding, granular control of terminal settings, and streamlined reporting of online and also in transactions with this API-based solution to centrally manage your complete fleet of terminals and mobile card readers. With Clear, its white-label solution, you can expand your platform's revenue by starting with a basic and clear buy rate while maintaining complete control over merchant pricing. You have a smooth onboarding process and can start receiving payments right away. Merchants who have a Chase bank account can get same-day deposits for no extra charge. The platform also includes pre-certified terminals and card readers. With a single integration, you can simplify the payment stack and eliminate the need for EMV certification. Payments are also processed using industry-leading security standards.

Introducing the Churn Solution, their ultimate weapon in the battle against customer attrition. Designed to turn their customers right around, this revolutionary tool offers them the power to customize cancellation flows and retain those precious customers that might slip through their fingers. Imagine having the ability to analyze cancellation accurately and recover payments seamlessly. With the Churn Solution, this dream becomes a reality. By integrating this cutting-edge technology within their Stripe account, they'll have access to real-time data that will enable you to make informed decisions and take proactive steps to reduce churn. But that's not all. When you invest in the Churn Solution, they're not just retaining customers, they're maximizing their lifetime value. Studies have shown that companies using This solution have seen a remarkable 28% increase in lifetime value. Imagine the possibilities that come with such growth expanded revenue, increased customer loyalty, and a thriving business. This team of experts has crafted this solution with the professional in mind. We understand the importance of a seamless user experience, and that's why the Churn Solution is easy to implement, navigate, and customize. they'll have the power to create cancellation flows that align with their brand and resonate with their customers, ensuring their satisfaction and loyalty. Invest in the Churn Solution today and experience the transformative power it can have on their business. Don't let another customer slip away take control of their churn rates and unlock the full potential of their customer base. Join the countless satisfied businesses already benefiting from this game-changing solution. Embrace the Churn Solution and start turning customers right around today.

iwocaPay is an online-based Payment Processing Software. They pre-fill the details and take them straight to their bank account to make paying seamless, settle in a few clicks or by scanning a QR code. Make them in your iwocaPay dashboard or connect your Xero account to add them automatically. Stand apart from the competition by letting your customers choose how they pay, without taking on the risk. Match invoices to payments with ease and no more chasing unpaid invoices.

Merchant One has helped and processed for thousands of merchants across the country. From small mom-and-pop shops to some of America’s most recognized companies, Merchant One has an easy and efficient solution that suits all merchant types. Merchant One’s goal is to make the complicated world of merchant processing easy and understandable for all merchants. Merchant One provides direct processing for credit cards, free state-of-the-art equipment, next-day funding on ALL card types, and account executives.

PaymentSpring is a secure, online payment processing platform. It is a one-stop payment gateway driven by the developers and is especially aimed towards benefitting nonprofit organisations, business organisations and other software platforms. While large-scale businesses can benefit from it, PaymentSpring has also been a saviour for small merchants willing to do something of their liking. Integrating the platform with the client’s system is flexible and usually without unsolicited hassles. The payment integration possibilities with PaymentSpring are endless and it starts from the flexibility of full customisation. Next in line comes the simplicity of the good old copy-pasting for incorporating into the site, the methods that best suit the clients for smoothening out the payments. The PaymentSpring checkout widget is a no-code platform for developing checkout widgets. It can be handled by the developers as well as the ones with very little or no technical knowledge. The PaymentSpring gateway manages and finalises the processing of every payment individually and with utmost accuracy.

CardWatch is a resident services point of sale (POS) system. Quality services and facilities imply providing residents greater freedom and choice, and a point of sale system that matches the whole experience. CardWatch, one of the most comprehensive privileges and spending solutions on the market in North America, offers a full point of sale system that is efficient, automatic, and easy. The software's fundamental module is the Privilege Management tool. It keeps track of all of the accounts for residents, clients, and employees, as well as over a thousand different meal and spending choices within a community or institution. The software is used to manage the menu cycle, revenue, and reporting standards in a range of dining venues. Furthermore, the Swipe-N-Go function allows users to access all of the Privilege Management system's features, including food monitoring for guests, children, and residents. The Catering module also makes it easier to organise, manage, and invoice special events and private meetings.

Chargezoom is an important recurring billing software that helps businesses to automate and simplify their billing and payment procedures in real-time. It does so by introducing various integrations from other popular apps. Thus making it quite easier for businesses to set up and distribute subscriptions besides managing recurring payments. The software automates sync between payments proceedings and invoice generation so that users don’t have to reconcile the entire payment collection task ever again. Chargezoom just emails the invoices along with the payment links and notifies users whenever payments are made. Moreover, a variety of pre-built integration facilities are present within the same for FreshBooks, QuickBooks Online, QuickBooks and Xero platforms. Other accounting packages are also on the way that many customers would love to have as payment options. Moreover, customers can save multiple checking accounts or credit cards in the PCI compliant vault of the software, besides generating automated payment reminders through emails by sending “Pay Now” links to them.

Collexo is a complete payment solution for professionals that makes fee collection faster, easier, and more secure than ever before. With Collexo, users can manage and streamline their entire payment process, from the initial collection of funds through payment authorization and processing to final record keeping. Their platform offers superior security for their sensitive financial data with features such as fraud detection and advanced encryption capabilities to make sure that their transactions and data remain safe. With Collexo, they’ll save time and money by automating their payment process with features such as automating payments, scheduling recurring payments, and streamlining financial reporting. Collexo also offers an intuitive and easy-to-use dashboard for you to keep track of their finances, giving them the data they need, when they need it. With Collexo, they can be confident that your payments are secure, processed quickly and efficiently.

ChimpCharge software is an All-in-one tool to bill, manage, and automate your payments instantly. Create reusable payment links and can share with your customers through email, text message, and more. Manage all of your subscriptions via real-time dashboard to track payments of your company. It is a secure platform to make quick payments with Stripe. Freelancers, and Small companies make use of the software.

ProsperStack is the drop-in cancellation flow that prevents churn, automatically. Use targeted offers to save customers and capture feedback to make informed product, pricing, and remarketing decisions. Turn the cancellation flow into a powerful churn-prevention tool. Present special offers tailored to the reason a customer is leaving. Analyze results and customize at any time to learn what's most effective. According to a McKinsey report, re-engaging past customers is up to 10 times less expensive than acquiring new ones.