Crowded Alternatives: Top 10 Payment Processing Software in 2025

Marqeta brings speed and efficiency to card issuing and payment processing with the world's first open API platform. Our platform was built from the ground up to power an innovative payment experience for many of the apps and services you enjoy daily.

Bаlаnсe is сreаted sрeсifiсаlly for B2B оrgаnizаtiоns with the goal of making B2B payments аmаzing. Whether you’re а B2B mаrketрlасe, аn e-Соmmerсe соmраny, а B2B startup, оr а соmраny that provides business services, Bаlаnсe is dedicated to providing an incredible B2B раyment experience online to you. With Balance, any merchant, mаrketрlасe, оr SааS соmраny that sells gооds аnd services online аnd offline саn now рrоvide a wide range of payment methods аnd terms, аnd get раid immediately — all in а single рlаtfоrm. The platforms' features include automated invoice fасtоring (net terms), quotes from the рlаtfоrm, ассeрting multiple раyment methods straight from the сheсkоut, аllоwing раyment with аn invoice аnd many more. It is the only payment рlаtfоrm that includes a combination of complete flexibility in раyment methods аnd terms. With the elegant self-serve сheсkоut experience аnd product-driven аррrоасh to a business customer experience, Balance is rising above the noise of traditional соnsumer-оriented solutions. There are currently no fixed costs to use Bаlаnсe; only рrосessing аnd financing fees that are usage based. For enterprise сustоmers, you have to reасh out to them directly through their official website to discuss further.

Corefy is a payment orchestration platform that helps online businesses and payment institutions integrate with providers and acquirers around the world. Our platform provides a unified communication, control, and management interface for payments, payouts, and conversions. Our software makes it easy to create a convenient and simple checkout process that meets customer expectations and boosts conversions. Corefy makes payments and payouts equally easy and efficient, helping you to process them in the most stable and cost-effective way. Our platform supports any currency, payment method, and flow, and we partner with over 200 PSPs to offer support for any market you decide to enter or expand in.

MagicPay provides payment solutions to all types of merchants. They offer credit card processing through secure payment gateways. Process single or recurring traditional ACH payments on consumer and business bank accounts. Alternatively, accept eChecks online and get funded as fast as the same day with smart RDC and ICL technology. Integrate your own POS system, shopping cart, or software. User-friendly online API and mobile SDK interface. Flexible back-end processor selection. Superior first-class customer support is just one call away, available 24/7.

Experience the ease and convenience of Vibes-first payments, as sending cash across the European Union is now just two clicks away without any fees or International Bank Account Numbers (IBANs) required. With Vibes-first payments, can post transactions on the feed and connect with friends, making financial transactions effortless and enjoyable. Whether it's splitting a bill at a restaurant, paying rent or sending money to family and friends, Vibes-first payments make it hassle-free and accessible. Say goodbye to the traditional banking process and hello to the future of payments with Vibes-first. With just a few clicks, can easily and securely send money to anyone, anywhere in the EU. Make the switch to Vibes-first payments and discover a new world of seamless transactions.

Rapyd enables businesses to build fantastic local commerce experiences in any location. We develop technology that eliminates the back-end complexity of cross-border trade while also providing local payment knowledge. Our fintech-as-a-service platforms—Collect, Disburse, Wallet, and Issuing—allow global ecommerce organizations, technology firms, marketplaces, and financial institutions to easily integrate localized fintech and payments capabilities into their apps. In addition, we created the Rapyd Global Payments Network, which provides businesses with access to the world's largest local payment network, which includes over 900 locally favored payment methods such as bank transfers, eWallets, and cash in over 100 countries. Rapyd's senior management team is made up of seasoned executives from the tech and banking industries. The Rapyd team, which has decades of combined experience, is driving international expansion by allowing our customers to choose how they do business. Developers must be able to quickly incorporate functionality for collecting and disbursing funds in any local currency, issuing cards, extending ewallet capabilities, and managing KYC and compliance processes, all while avoiding local regulatory difficulties. Rapyd responded by launching "Fintech-as-a-Service," a way to go beyond just integrating payments by offering a comprehensive stack of integrated payments, commerce, and financial services capabilities that can be embedded into any application.

Nuvei helps you securely manage your online and offline payments in a variety of businesses such as restaurants, bars, retail stores, hotels, hospitality, salons, spas and e-commerce. This platform allows developers to design, test, launch, and implement custom payment systems.Nuvei's online payment module allows businesses to receive payments in credit / debit cards, mobile wallets, eCheck, NFC, and other modes. It provides a variety of features such as point-to-point encryption (P2PE), PCI compliance, hosted payment pages, fraud prevention, and tokenization. In addition, organizations can personalize the interface of hosted payment pages, set up subscription or membership recurring billing, and process payments, refunds, or transactions in real time. Nuvei helps you securely manage your online and offline payments in a variety of businesses such as restaurants, bars, retail stores, hotels, hospitality, salons, spas and e-commerce. This platform allows developers to design, test, launch, and implement custom payment systems.Nuvei's online payment module allows businesses to receive payments in credit / debit cards, mobile wallets, eCheck, NFC, and other modes. It provides a variety of features such as point-to-point encryption (P2PE), PCI compliance, hosted payment pages, fraud prevention, and tokenization. In addition, organizations can personalize the interface of hosted payment pages, set up subscription or membership recurring billing, and process payments, refunds, or transactions in real time.Nuvei supports integration with various e-commerce platforms and payment gateways such as WooCommerce, OpenCart, Magento, WordPress, Google Pay and Apple Pay. Detailed pricing information is available on request and support is available by phone, email or other online means.

Pushpay is an online church management software specially designed to help churches promote humanity and raise funds in a faster and better way. An integrated online giving module within the particular offers adequate support for ministry efforts. Churches get to enhance generosity and participation levels connect with congregants via online or in-person through the ChurchStaq module within the software. A donor development module within the particular comes equipped with various tools facilitating a connection between each congregant, guiding them towards the next step of their faith journey. Moreover, the church management software assists churches with their congregate related information management on the cloud. A customizable dashboard within Pushpay facilitates informed decision making, besides an automated workflow which takes care of the long queues. Management running the church can organise their service plans, schedules and song libraries in an efficient manner. They can also create a safe environment for children visiting the church in real-time.

GETTRX has the tools you need to get your company ready for e-commerce. They can help you accept credit cards and checks online for your retail, internet, direct mail, or home-based business, as well as develop a client loyalty program. GETTRX's knowledge in the bankcard sector, along with talents in establishing information infrastructure, allows us to give a 24-hour turnaround on merchant applications after more than a decade in the payment processing industry. When it comes to serving our clients and partners, our staff is dedicated to upholding a high degree of excellence based on the principle that "your success is our success." Because every organization is unique, GETTRX offers POS alternatives that may be tailored to meet your specific requirements. Our flexible point-of-sale software and top-tier payment terminals empower you to lead your business into the future, whether you're selling goods, booking appointments, or creating an optimal checkout experience. EdgePay, GETTRX's best-in-class gateway, will securely handle all of your transactions. Whether you have an online shop or a whole eCommerce platform, our software helps you to monitor security and choose the optimal integration for your business.

Bllng is ready to take payments to the next level with a few simple clicks, it can join the crypto payment revolution with one of the most innovative companies today! At bllng, it is understood that the importance of security and efficiency when it comes to transactions. That’s why it offers businesses an easy way to accept cryptocurrency. Just create a simple checkout link, share it online — and voila! the customer can easily accept crypto payments right away. No matter how big or small the company is, everyone deserves a risk free reliable way to process transaction securely. Start bllng and get an industry leader in cryptocurrency payments!

Axxonpay is a complete payment platform for businesses, providing IBANS and card solutions even to High Risk Merchants. It enables customers to accept payments with convenience and reliability, so customers are sure that their money is safe and sound. The service is easy to use, helping customers make the most of their time when it comes to processing payments. With a wide range of tools available through Axxonpay's secure platform, businesses have the ability to make successful transactions from anywhere in the world. The platform currently supports more than 260 payment gateways globally, ensuring comprehensive coverage for any business that chooses Axxonpay. Additionally, the service ensures timely solution delivery regardless of type or currency needed. The process takes only minutes to set up and customize with individual client needs according to preferences like supported currencies and transaction fees. With more than 10 years of experience in the payment processing industry, Axxonpay strives to always stay ahead of the game and provide its customers with the best possible technology while maintaining high standards of security and quality service. Customers can trust that their money is safe at all times thanks to reliable fraud prevention services and PCI-DSS Level 1 verified databases that protect against data breaches or theft attempts. All in all, Axxonpay helps its customers quickly process payments so they can focus on what really matters: developing their business relationships for long-term success.

Inline Checkout software is a platform used to increase conversions with personalized data-driven Checkout flow for Ecommerce. The software offers tools to create customization of brand with logo, and auto-filling forms with pre-selected fields. Personalize offers with discounts and manual coupon codes. Measure the real-time upsell analytics to automate business workflows. It integrates with Stripe, PayPal and more. Marketers, Small, Medium companies make use of the software.

PayPal Here is a robust payment gateway solution that enables you to take payment wherever you need to, whether on the move or at the counter. It allows you to pair your PayPal Zettle card reader with this Point-of-Sale software, for all the functionality you need, to operate your company in your way. With PayPal Here, you get real-time sales tracking and automated reporting that ensures that you always know how your company is doing. You can reduce overstock and ensure that your consumers always have the things they desire. You can also import goods in bulk from a spreadsheet. Using the app, you can adjust stock levels and add new goods. Users can make a list or collection of items and include product images and descriptions with PayPal Here. You can also add barcodes to goods and organize them by category and collection. You can keep track of your employees' outputs and get daily performance updates. Additionally, you can keep a record of all sales, cash, and credit card transactions along with the best-selling items by day, week, or month.

Zai is a revenue management platform that offers you APIs to construct complex payment processes and generate operational savings in order to help you power up your payments. It offers a payments technology that works beyond the surface, allowing you to fuel your operations with a single API that links numerous payment systems and aids you to settle payments and pay ins. With Zai, you can minimize resource strain, reduce complexity, and master agility. You can use Zai's compliance and market-leading capabilities, which were purpose-built with the demands of multi-party virtual platforms in concentration, to let your consumers pay and get paid. You can automate and create any payment stream you can think of to increase agility and save time so you can focus on your company. The platform assists your consumers in transacting, designing and implementing quick, flexible pay in and payout processes. Standard Chartered Bank has partnered with Zai to provide you and your customers with a better payments experience so you can grow your company. The platform ensures that your back-office procedures are frictionless, reducing overheads, inefficiencies, and mistakes.

Pay suppliers by credit card even where not accepted. Automate your payables and expand working capital. Unlimited free bank transfers. It provides key features like Cash flow management, Payables automation, and Accounting integrations

Accept payments through existing smartphone. customers can pay through their preferred payment medium like Apple Pay, Google Pay, PayPal, Bank transfer or cards. Get cashback when use ScanPay Visa debit card to pay for supplies, fuel, or online checkouts. World-class security is engineered in ScanPay software from the ground up.

Quantum Electronic Payments offers truly innovative payment processing solutions to businesses of varying ranges, from small businesses to large corporations. Payment processing solutions are at the heart of any eCommerce business’s success. Quantum’s online payment solutions enable you to accept credit cards, debit cards, and alternative payment methods securely and cost-effectively all via the internet. Beachside yoga instructors, tour guides or plumbers when your business is on the go, Quantum’s mobile payment processing solutions let you accept electronic payments anywhere.

PangoPay is a B2B online payment gateway with which users can make payments faster, better and simpler. This application helps customers to make smoother transactions for their purchases, and one doesn’t have to wait for days to receive invoices. Businesses can accept their payments online with a simple link or through website integration, and receive them directly in their bank account. PangoPay has flexible and simple payment options and allows users to accept card payments. One simply needs to send the payment page of the app to receive debit or credit card payments online. The application enables businesses to improve their revenue collection and also to simplify the lives of the customers. It saves time by eliminating tedious and complex processes of bank transfers. This payment gateway reduces the chances of customer dropoffs resulting out of difficult payment options. Marketing agencies can accept recurring payments easily and close deals faster. Users can add branding to their payment pages with custom logos and colors, and choose their own payment options. Users can add payment buttons or integrate forms to their website, allowing customers to make payments from anywhere. One can track finances through transaction histories and automated reporting via PangoPay’s dashboard.

Payment.ninja is a payment processing software for online, in-store and on mobile activities. It offers payment forms that can be directly built into user websites, mobile sites or apps. It features omnichannel payments that enable users to accept payments online, over the phone, in-store or through the mobile app itself. They can also install the Payment.ninja widget onto their custom website or use the plugins for WordPress, WooCommerce and other e-commerce platforms to quickly set up payments. All the user data can be monitored in real-time using Payment.ninja dashboard or mobile app. Users can also avail mobile card reader and process card payments directly through their iPhone or Android smartphones anywhere. It is possible to set up subscriptions and payment plans for automatic recurring payments while creating and sharing invoices. A dedicated CRM system is included as well that empowers users to manage customer details such as contact, purchase history, paid and overdue invoices, subscription plans, and more.

Creem is the payment partner designed for businesses that value simplicity and transparency in API integration. Built for ease of use, Creem simplifies payment processes, creating a seamless experience for both developers and end-users. Its intuitive interface shortens integration time, helping businesses save resources while boosting efficiency. With transparency at its core, Creem offers clear, honest pricing—no hidden fees or confusing terms—so companies can focus on growth instead of navigating financial complexities. Equipped with advanced security features and reliable support, Creem eliminates the headaches of payment processing, empowering businesses to deliver exceptional user experiences and scale with confidence. By choosing Creem, not just selecting a payment solution— partnering with a team that understands the goals and provides the tools to help to achieve them.