Centime Alternatives: Top 10 Cash Flow Management Software in 2025

Global PayEX is a comprehensive accounts receivable and payable automation solution that helps businesses of all sizes improve their working capital efficiency. The platform offers a variety of features that can help businesses automate their AR and AP processes, including buyer-seller collaboration, AI/ML technology, automated ERP accounting, and more. Global PayEX also offers a best-in-class customer portal that allows businesses to deliver invoices, accept payments, and reconcile transactions all in one place. With Global PayEX, businesses can improve their cash flow, reduce their costs, and increase their efficiency. The platform is easy to use and can be customized to meet the specific needs of any.

Strands BFM allows banks with bookkeeping and accounting services for the SMEs working with them. Primarily, the tool solves 3 basic problems. Firstly, the problem with money management. Secondly, getting a lending accession. And thirdly, successfully scaling their businesses. The software solution provides a product sheet to the banks and individuals to get an insight into the type of enterprise and how the finances are taken care of. Strands BFM then leverages and assesses the type of customer an SME has, and then plans to manage its finances accordingly. Furthermore, the solution also tracks the progress of the enterprises, analyses the pros and cons and then includes them in the finance management. It enables banks to improve the rates of engagement of the SMEs under them. This, on the other hand, helps them to get new revenue possibilities. The company also has several other services like Strands PFM, Strands Engager, Strands CLO and Strands Open hub. These provide banking and financial solutions to a varied range of customers.

PlanGuru is an essential software for business planning and budgeting. It is a go-to for several large and small scale businesses for the purpose of informed decision making. PlanGuru facilitates over twenty strategic forecasting methods that allow client organisations for projecting plans up to an extent of ten years. Its integrated income statement, balance sheet and cash flow memo come with a smart ability to build custom business drivers and provide turn-key methods besides including non-financial data. Further, analysis can be created by importing historical results within minutes. Rolling forecasts can be built with a budget as well as actual reports that are delivered to the client on a monthly basis. PlanGuru further provides a flexible structure for creating high-level budgets for small businesses as well as for multi-departmental spaces with necessary consolidations for sophisticated business organisations. PlanGuru’s forecasting tool intimates company authorities with impending financial impacts thanks to different events with unpinned precision. This ultimately enables clients to generate scenario analyses of their own and proceed forward with smart investments accordingly.

CashStory is a fully-featured Financial Reporting Software designed to serve Startups, SMEs. CashStory provides end-to-end solutions designed for Windows. If people remember anything of their work, it's probably stories. The narrative is the key to access your audience's brains. Companies may be missing out on the most important strategy of all: creating a culture of agility. It's time for humans to spend time more time on quality and less on quantity. Business process automation can be a stepping-stone that change.