iwocaPay Alternatives: Top 10 Payment Processing Software in 2025

Global Payments is an online-based Payment Processing Software. A simple, complete payment page for web and app. Just drop it in and you’re all set. Also includes the PCI DSS compliant redirect solution, so you avoid the usual PCI overhead without compromising on safety. The APIs and SDKs make it easy to build your payment page exactly the way you want, across the full transaction lifecycle. Giving you complete control. One integration is all it takes to connect all your commerce channels and geographies. Seamless technology, for a more impactful strategy.

PayOp is an online payments tool that includes more than 150 payment method across 170+ countries. It facilitates mass payments through internet banking, card payments, and e-wallet payments. Since PayOp has all the necessary payment systems in place, it can be effectively set up for numerous industry stakeholders such as E-commerce businesses, professional services, freelancers, video games, travel, and others. Users can select the commission rates that are suitable for them and with a single click. While it is free to register on the platform and create an account, commissions are decided on the basis of variables like type of business, monthly turnover, and payment amount. Users can easily enable and disable different payment options right from the tool’s dashboard. Website visitors receive the benefits of a single CTA for more than 200 modes of payment. Other features include creating a dedicated payment page, sending invoices, and fund withdraws by direct bank transfers.

Checkout.com is a payment management program that has grown in popularity throughout the world over time. It makes no difference where you are because this platform ensures that your international operations are covered. It gives extraordinary flexibility in terms of use, as do all online cloud systems, and the price policy is suited to the needs of each user. PSP products allow internet merchants to accept international payments via a variety of techniques. API connectors allow you to connect to other shopping carts. Order management and checkout flow customization are two digital commerce functionalities. The handling of multiple recurring billing schemes is aided by subscription features. Reconciliation, refunds, chargebacks, tax/VAT management, invoicing, and customer support are all handled by MoR/reseller services. Users can view different elements of their business using the reporting and analytics services. Phone and email support are available.

LexisNexis Payment Solutions supports government agencies of all types that want to operate more efficiently, reduce their PCI scope, and give customers an easy payment processing experience as well. LexisNexis Payment Solutions collects and processes payments, updates records instantly and gathers fees for settling the same day so the accountants in your agency can easily reconcile. Payment processing by LexisNexis Payment Solutions helps government agencies of all types make better use of their limited resources while increasing and improving the quality of service they provide to their citizens.

DusuPay is a trusted platform for multimillion transactions in Africa. It offers simple and secured payment solutions for accepting transactions that are processed from the continent. The payment methods used by DusuPay are widely used by the native Africans and have been regarded as the best ones for online payments and large transactions. The platform is capable of remitting to over fifty countries and is flexible with the same number of various currencies. It is the best option for payments in online businesses for clients gets to offer their customers the local payment methods. These include mobile payment methods, VISA transactions, MasterCard as well as Verve transactions. The integrated API lets client companies develop customised platforms and systems, delivering the best of their expected performance. This, in turn, ensures satisfaction from the workers of the client companies as well as their immediate customers and stakeholders. The DusuPay Octopus is an interesting integration meant especially for cryptocurrency transactions and payouts to Africa.

Pay suppliers by credit card even where not accepted. Automate your payables and expand working capital. Unlimited free bank transfers. It provides key features like Cash flow management, Payables automation, and Accounting integrations

Chargezoom is an important recurring billing software that helps businesses to automate and simplify their billing and payment procedures in real-time. It does so by introducing various integrations from other popular apps. Thus making it quite easier for businesses to set up and distribute subscriptions besides managing recurring payments. The software automates sync between payments proceedings and invoice generation so that users don’t have to reconcile the entire payment collection task ever again. Chargezoom just emails the invoices along with the payment links and notifies users whenever payments are made. Moreover, a variety of pre-built integration facilities are present within the same for FreshBooks, QuickBooks Online, QuickBooks and Xero platforms. Other accounting packages are also on the way that many customers would love to have as payment options. Moreover, customers can save multiple checking accounts or credit cards in the PCI compliant vault of the software, besides generating automated payment reminders through emails by sending “Pay Now” links to them.

CardWatch is a resident services point of sale (POS) system. Quality services and facilities imply providing residents greater freedom and choice, and a point of sale system that matches the whole experience. CardWatch, one of the most comprehensive privileges and spending solutions on the market in North America, offers a full point of sale system that is efficient, automatic, and easy. The software's fundamental module is the Privilege Management tool. It keeps track of all of the accounts for residents, clients, and employees, as well as over a thousand different meal and spending choices within a community or institution. The software is used to manage the menu cycle, revenue, and reporting standards in a range of dining venues. Furthermore, the Swipe-N-Go function allows users to access all of the Privilege Management system's features, including food monitoring for guests, children, and residents. The Catering module also makes it easier to organise, manage, and invoice special events and private meetings.

Merchant One has helped and processed for thousands of merchants across the country. From small mom-and-pop shops to some of America’s most recognized companies, Merchant One has an easy and efficient solution that suits all merchant types. Merchant One’s goal is to make the complicated world of merchant processing easy and understandable for all merchants. Merchant One provides direct processing for credit cards, free state-of-the-art equipment, next-day funding on ALL card types, and account executives.

Collexo is a complete payment solution for professionals that makes fee collection faster, easier, and more secure than ever before. With Collexo, users can manage and streamline their entire payment process, from the initial collection of funds through payment authorization and processing to final record keeping. Their platform offers superior security for their sensitive financial data with features such as fraud detection and advanced encryption capabilities to make sure that their transactions and data remain safe. With Collexo, they’ll save time and money by automating their payment process with features such as automating payments, scheduling recurring payments, and streamlining financial reporting. Collexo also offers an intuitive and easy-to-use dashboard for you to keep track of their finances, giving them the data they need, when they need it. With Collexo, they can be confident that your payments are secure, processed quickly and efficiently.

Payline is a payments solutions provider committed to giving the customers and partners an exceptional customer experience along with the tools and education they need to run their business. Seamlessly integrate with any online shopping cart, existing or new Point-of-Sale platform. Utilize a virtual terminal to key cards in, send invoices, securely encrypt and store data for recurring billing. Brick-and-mortar locations looking to get away from being plugged into the wall while maintaining the benefits. Take payments wherever you go while making it easy for your customers.

PaymentSpring is a secure, online payment processing platform. It is a one-stop payment gateway driven by the developers and is especially aimed towards benefitting nonprofit organisations, business organisations and other software platforms. While large-scale businesses can benefit from it, PaymentSpring has also been a saviour for small merchants willing to do something of their liking. Integrating the platform with the client’s system is flexible and usually without unsolicited hassles. The payment integration possibilities with PaymentSpring are endless and it starts from the flexibility of full customisation. Next in line comes the simplicity of the good old copy-pasting for incorporating into the site, the methods that best suit the clients for smoothening out the payments. The PaymentSpring checkout widget is a no-code platform for developing checkout widgets. It can be handled by the developers as well as the ones with very little or no technical knowledge. The PaymentSpring gateway manages and finalises the processing of every payment individually and with utmost accuracy.

A payment processing software that ensures speedy payments for independent software vendors (ISVs) and software platforms by providing payment infrastructure. It allows SMB SaaS, POS systems, and online marketplaces to accept integrated payments. You can create a frictionless experience with uniform onboarding, granular control of terminal settings, and streamlined reporting of online and also in transactions with this API-based solution to centrally manage your complete fleet of terminals and mobile card readers. With Clear, its white-label solution, you can expand your platform's revenue by starting with a basic and clear buy rate while maintaining complete control over merchant pricing. You have a smooth onboarding process and can start receiving payments right away. Merchants who have a Chase bank account can get same-day deposits for no extra charge. The platform also includes pre-certified terminals and card readers. With a single integration, you can simplify the payment stack and eliminate the need for EMV certification. Payments are also processed using industry-leading security standards.

TriumphPay is the carrier payments platform for the transportation industry. The software offers superior freight audit and advanced analytics with the safety and security of payment processing through a regulated financial institution. Automate non-revenue generating tasks and provide transparency during the life cycle of an invoice. Make payments via QuickPay to increase optimal revenue potential.

BluePay, a First Data company, is a leading provider of technology-enabled payment processing solutions designed to meet the unique needs of merchants throughout North America. BluePay offers efficient, cost-effective and secure payment solutions that scale and develop as merchants’ businesses grow. This helps to make accepting credit, debit, ACH and other payment options simple, secure and fast.

SecurePay is a trusted online payment gateway provider in Australia, that comes equipped with an integrated, secure and flexible user interface. Businesses can depend on the solution to accept payments online, view reports in detail and leverage access to local support as well, facilitating seamless day to day transactions on the go. At present, active integration with Apple Pay helps businesses in an efficient manner. An inbuilt dashboard made available within SecurePay lets businesses set up day to day reports and get a clear overview of transaction history as per convenience. They can also streamline total control over customer checkout experience and allow the latter to schedule once-off payments as well. Data stored within SecurePay is completely safe, protected under award-winning anti-fraud and security metrics. The platform is also compliant with PCI regulations, eliminating out all potential chances of fraudulent activities in an efficient way. Other notable functionalities include multi-payment method compliance, local Australian support, simple setup and exclusive integration.

Square Payments is a payment processing solution for enterprises and small businesses alike. The software makes card payments a seamless fast and secure option to proceed with, eliminating extra fees, no tricks and long term contracts. Businesses whether selling in person or online can trust Square Payments with their seamless payment process management. An inbuilt calculator made available within the software helps users to get a detailed estimate of their product-wise costs and related processing fees. Moreover, embedded facilities like Square Sales and Square Checking helps users transfer the received amount into an external bank account within the next business day or in an instant. Security being the prime concern, Square Payments abides by PCI regulation and other stringent industry requirements to eliminate out unwanted hassles and suspicious activities alike. The software can also be used to process remote payments, manual payments, send digital invoices, set up ACH payments and online stores besides checking out links.

Echurn AI-driven platform helps them understand why customers cancel and provide customized offers to prevent it from happening. With Echurn, setting up their cancellation process is a breeze. Simply create a free account and connect their Stripe account or use Webhook. No need to worry about coding or technical know-how. This no-code tool allows them to easily build, preview, and share their cancellation flow. And with this code embed feature, it's compatible with any web framework. But that's not all, Echurn doesn't just stop at preventing churn, we also help them retain more customers. This platform allows them to show customers different attractive deals, such as pausing their subscription, discounts, and custom links. And with these AI-driven suggestions, they can adjust their offers to fit each individual customer's needs. This goal at Echurn is to make it simple for them to reduce their SaaS churn. As a professional and informative solution, we offer a third-party perspective on their customers, giving they valuable insights on why they cancel. They understand the importance of keeping their customers, and that's why we provide them with the tools and support to do just that.

PayorCRM helps small and medium businesses maintain their cash flow through the automation of many finance activities. It allows its users to provide a portal where their customers can see all their past and present invoices, pay them using various payment methods, and set up auto-payments. Users can also add a billing portal link to their websites to let their customers login and pay without hassles. Customers can pay using multiple payment methods, download statements, view payment history, and more. The platform connects to QuickBooks Desktop/Online and Netsuite along with multiple other ERP/accounting software. It also features automated invoice reminders, customer portals, automated recurring ACH, and credit card payments. Users can accept from a range of payment options such as bank transfers, credit cards, and debit cards. Their offerings differ in the number of monthly invoices, integrations, multi-user access, late fees, and credit card surcharges, custom login pages, payments consulting, and more.

Paysafe Limited is a leading specialized payments platform. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, and online cash solutions. With over 20 years of online payment experience, an annualized transactional volume of US $92 billion in 2020, and approximately 3,400 employees located in 12+ global locations, Paysafe connects businesses and consumers across 70 payment types in over 40 currencies around the world. Delivered through an integrated platform, Paysafe solutions are geared toward mobile-initiated transactions, real-time analytics and the convergence between brick-and-mortar and online payments.