Global Payments Alternatives: Top 10 Payment Processing Software in 2025

Marqeta brings speed and efficiency to card issuing and payment processing with the world's first open API platform. Our platform was built from the ground up to power an innovative payment experience for many of the apps and services you enjoy daily.

Opayo is a top-graded payment service provider that helps organizations grow their businesses faster by getting payments streamlined on time. MySagePay option offered by the solution, helps users get access to real-time analytics and reporting. That enables them to make future business decisions in an efficient manner. With a 99.99% reliability rate, the software offers an industry-leading gateway to its users, so that they can get paid as per their own convenience. The platform also provides tight protection against theft or fraud and helps enterprises in safeguarding the data of their client. Organizations can opt for a multi-layered fraud prevention approach to detect any suspicious transactions and always be protected from fraudulent payments. Further, Opayo comes with a seamless and easy integration mechanism that makes it compatible with the users' existing POS system. The virtual terminal within Opayo, helps enterprises monitor cashflow, accept payments in multiple modes and gain security against frauds. Moreover, Opayo appears with e-invoicing features along with 24/7 constant support.

Bаlаnсe is сreаted sрeсifiсаlly for B2B оrgаnizаtiоns with the goal of making B2B payments аmаzing. Whether you’re а B2B mаrketрlасe, аn e-Соmmerсe соmраny, а B2B startup, оr а соmраny that provides business services, Bаlаnсe is dedicated to providing an incredible B2B раyment experience online to you. With Balance, any merchant, mаrketрlасe, оr SааS соmраny that sells gооds аnd services online аnd offline саn now рrоvide a wide range of payment methods аnd terms, аnd get раid immediately — all in а single рlаtfоrm. The platforms' features include automated invoice fасtоring (net terms), quotes from the рlаtfоrm, ассeрting multiple раyment methods straight from the сheсkоut, аllоwing раyment with аn invoice аnd many more. It is the only payment рlаtfоrm that includes a combination of complete flexibility in раyment methods аnd terms. With the elegant self-serve сheсkоut experience аnd product-driven аррrоасh to a business customer experience, Balance is rising above the noise of traditional соnsumer-оriented solutions. There are currently no fixed costs to use Bаlаnсe; only рrосessing аnd financing fees that are usage based. For enterprise сustоmers, you have to reасh out to them directly through their official website to discuss further.

Nuvei helps you securely manage your online and offline payments in a variety of businesses such as restaurants, bars, retail stores, hotels, hospitality, salons, spas and e-commerce. This platform allows developers to design, test, launch, and implement custom payment systems.Nuvei's online payment module allows businesses to receive payments in credit / debit cards, mobile wallets, eCheck, NFC, and other modes. It provides a variety of features such as point-to-point encryption (P2PE), PCI compliance, hosted payment pages, fraud prevention, and tokenization. In addition, organizations can personalize the interface of hosted payment pages, set up subscription or membership recurring billing, and process payments, refunds, or transactions in real time. Nuvei helps you securely manage your online and offline payments in a variety of businesses such as restaurants, bars, retail stores, hotels, hospitality, salons, spas and e-commerce. This platform allows developers to design, test, launch, and implement custom payment systems.Nuvei's online payment module allows businesses to receive payments in credit / debit cards, mobile wallets, eCheck, NFC, and other modes. It provides a variety of features such as point-to-point encryption (P2PE), PCI compliance, hosted payment pages, fraud prevention, and tokenization. In addition, organizations can personalize the interface of hosted payment pages, set up subscription or membership recurring billing, and process payments, refunds, or transactions in real time.Nuvei supports integration with various e-commerce platforms and payment gateways such as WooCommerce, OpenCart, Magento, WordPress, Google Pay and Apple Pay. Detailed pricing information is available on request and support is available by phone, email or other online means.

Experience the ease and convenience of Vibes-first payments, as sending cash across the European Union is now just two clicks away without any fees or International Bank Account Numbers (IBANs) required. With Vibes-first payments, can post transactions on the feed and connect with friends, making financial transactions effortless and enjoyable. Whether it's splitting a bill at a restaurant, paying rent or sending money to family and friends, Vibes-first payments make it hassle-free and accessible. Say goodbye to the traditional banking process and hello to the future of payments with Vibes-first. With just a few clicks, can easily and securely send money to anyone, anywhere in the EU. Make the switch to Vibes-first payments and discover a new world of seamless transactions.

Corefy is a payment orchestration platform that helps online businesses and payment institutions integrate with providers and acquirers around the world. Our platform provides a unified communication, control, and management interface for payments, payouts, and conversions. Our software makes it easy to create a convenient and simple checkout process that meets customer expectations and boosts conversions. Corefy makes payments and payouts equally easy and efficient, helping you to process them in the most stable and cost-effective way. Our platform supports any currency, payment method, and flow, and we partner with over 200 PSPs to offer support for any market you decide to enter or expand in.

Bllng is ready to take payments to the next level with a few simple clicks, it can join the crypto payment revolution with one of the most innovative companies today! At bllng, it is understood that the importance of security and efficiency when it comes to transactions. That’s why it offers businesses an easy way to accept cryptocurrency. Just create a simple checkout link, share it online — and voila! the customer can easily accept crypto payments right away. No matter how big or small the company is, everyone deserves a risk free reliable way to process transaction securely. Start bllng and get an industry leader in cryptocurrency payments!

Axxonpay is a complete payment platform for businesses, providing IBANS and card solutions even to High Risk Merchants. It enables customers to accept payments with convenience and reliability, so customers are sure that their money is safe and sound. The service is easy to use, helping customers make the most of their time when it comes to processing payments. With a wide range of tools available through Axxonpay's secure platform, businesses have the ability to make successful transactions from anywhere in the world. The platform currently supports more than 260 payment gateways globally, ensuring comprehensive coverage for any business that chooses Axxonpay. Additionally, the service ensures timely solution delivery regardless of type or currency needed. The process takes only minutes to set up and customize with individual client needs according to preferences like supported currencies and transaction fees. With more than 10 years of experience in the payment processing industry, Axxonpay strives to always stay ahead of the game and provide its customers with the best possible technology while maintaining high standards of security and quality service. Customers can trust that their money is safe at all times thanks to reliable fraud prevention services and PCI-DSS Level 1 verified databases that protect against data breaches or theft attempts. All in all, Axxonpay helps its customers quickly process payments so they can focus on what really matters: developing their business relationships for long-term success.

Inline Checkout software is a platform used to increase conversions with personalized data-driven Checkout flow for Ecommerce. The software offers tools to create customization of brand with logo, and auto-filling forms with pre-selected fields. Personalize offers with discounts and manual coupon codes. Measure the real-time upsell analytics to automate business workflows. It integrates with Stripe, PayPal and more. Marketers, Small, Medium companies make use of the software.

PayPal Here is a robust payment gateway solution that enables you to take payment wherever you need to, whether on the move or at the counter. It allows you to pair your PayPal Zettle card reader with this Point-of-Sale software, for all the functionality you need, to operate your company in your way. With PayPal Here, you get real-time sales tracking and automated reporting that ensures that you always know how your company is doing. You can reduce overstock and ensure that your consumers always have the things they desire. You can also import goods in bulk from a spreadsheet. Using the app, you can adjust stock levels and add new goods. Users can make a list or collection of items and include product images and descriptions with PayPal Here. You can also add barcodes to goods and organize them by category and collection. You can keep track of your employees' outputs and get daily performance updates. Additionally, you can keep a record of all sales, cash, and credit card transactions along with the best-selling items by day, week, or month.

Zai is a revenue management platform that offers you APIs to construct complex payment processes and generate operational savings in order to help you power up your payments. It offers a payments technology that works beyond the surface, allowing you to fuel your operations with a single API that links numerous payment systems and aids you to settle payments and pay ins. With Zai, you can minimize resource strain, reduce complexity, and master agility. You can use Zai's compliance and market-leading capabilities, which were purpose-built with the demands of multi-party virtual platforms in concentration, to let your consumers pay and get paid. You can automate and create any payment stream you can think of to increase agility and save time so you can focus on your company. The platform assists your consumers in transacting, designing and implementing quick, flexible pay in and payout processes. Standard Chartered Bank has partnered with Zai to provide you and your customers with a better payments experience so you can grow your company. The platform ensures that your back-office procedures are frictionless, reducing overheads, inefficiencies, and mistakes.

Pay suppliers by credit card even where not accepted. Automate your payables and expand working capital. Unlimited free bank transfers. It provides key features like Cash flow management, Payables automation, and Accounting integrations

Accept payments through existing smartphone. customers can pay through their preferred payment medium like Apple Pay, Google Pay, PayPal, Bank transfer or cards. Get cashback when use ScanPay Visa debit card to pay for supplies, fuel, or online checkouts. World-class security is engineered in ScanPay software from the ground up.

Quantum Electronic Payments offers truly innovative payment processing solutions to businesses of varying ranges, from small businesses to large corporations. Payment processing solutions are at the heart of any eCommerce business’s success. Quantum’s online payment solutions enable you to accept credit cards, debit cards, and alternative payment methods securely and cost-effectively all via the internet. Beachside yoga instructors, tour guides or plumbers when your business is on the go, Quantum’s mobile payment processing solutions let you accept electronic payments anywhere.

PangoPay is a B2B online payment gateway with which users can make payments faster, better and simpler. This application helps customers to make smoother transactions for their purchases, and one doesn’t have to wait for days to receive invoices. Businesses can accept their payments online with a simple link or through website integration, and receive them directly in their bank account. PangoPay has flexible and simple payment options and allows users to accept card payments. One simply needs to send the payment page of the app to receive debit or credit card payments online. The application enables businesses to improve their revenue collection and also to simplify the lives of the customers. It saves time by eliminating tedious and complex processes of bank transfers. This payment gateway reduces the chances of customer dropoffs resulting out of difficult payment options. Marketing agencies can accept recurring payments easily and close deals faster. Users can add branding to their payment pages with custom logos and colors, and choose their own payment options. Users can add payment buttons or integrate forms to their website, allowing customers to make payments from anywhere. One can track finances through transaction histories and automated reporting via PangoPay’s dashboard.

DusuPay is a trusted platform for multimillion transactions in Africa. It offers simple and secured payment solutions for accepting transactions that are processed from the continent. The payment methods used by DusuPay are widely used by the native Africans and have been regarded as the best ones for online payments and large transactions. The platform is capable of remitting to over fifty countries and is flexible with the same number of various currencies. It is the best option for payments in online businesses for clients gets to offer their customers the local payment methods. These include mobile payment methods, VISA transactions, MasterCard as well as Verve transactions. The integrated API lets client companies develop customised platforms and systems, delivering the best of their expected performance. This, in turn, ensures satisfaction from the workers of the client companies as well as their immediate customers and stakeholders. The DusuPay Octopus is an interesting integration meant especially for cryptocurrency transactions and payouts to Africa.

PayOp is an online payments tool that includes more than 150 payment method across 170+ countries. It facilitates mass payments through internet banking, card payments, and e-wallet payments. Since PayOp has all the necessary payment systems in place, it can be effectively set up for numerous industry stakeholders such as E-commerce businesses, professional services, freelancers, video games, travel, and others. Users can select the commission rates that are suitable for them and with a single click. While it is free to register on the platform and create an account, commissions are decided on the basis of variables like type of business, monthly turnover, and payment amount. Users can easily enable and disable different payment options right from the tool’s dashboard. Website visitors receive the benefits of a single CTA for more than 200 modes of payment. Other features include creating a dedicated payment page, sending invoices, and fund withdraws by direct bank transfers.

LexisNexis Payment Solutions supports government agencies of all types that want to operate more efficiently, reduce their PCI scope, and give customers an easy payment processing experience as well. LexisNexis Payment Solutions collects and processes payments, updates records instantly and gathers fees for settling the same day so the accountants in your agency can easily reconcile. Payment processing by LexisNexis Payment Solutions helps government agencies of all types make better use of their limited resources while increasing and improving the quality of service they provide to their citizens.

BitPay is a cryptocurrency app that can be used by individuals or businesses to buy, swap, store and spend cryptocurrencies. The app has a very simple interface that enables users to buy cryptos quickly, just by making payments through a debit card, credit card or Apple Pay. BitPay offers users a safe space to store their cryptos with easy backups and multi-sig. They can manage multiple walters, send and receive cryptos and even shop for gift cards. The app provides users with a BitPay Card that can be used to convert crypto into dollars to spend. They can even shop with Mastercard merchants in-person or online, anywhere in the world. Businesses can accept cryptocurrency payments, donations and deposits online from their customers. Bitcoin invoices can also be sent by them to their customers like they send emails. The received funds through BitPay go directly into the bank account of users. It supports bank deposits in 38 countries with currencies like Euro, US Dollars, GBP and more.

Checkout.com is a payment management program that has grown in popularity throughout the world over time. It makes no difference where you are because this platform ensures that your international operations are covered. It gives extraordinary flexibility in terms of use, as do all online cloud systems, and the price policy is suited to the needs of each user. PSP products allow internet merchants to accept international payments via a variety of techniques. API connectors allow you to connect to other shopping carts. Order management and checkout flow customization are two digital commerce functionalities. The handling of multiple recurring billing schemes is aided by subscription features. Reconciliation, refunds, chargebacks, tax/VAT management, invoicing, and customer support are all handled by MoR/reseller services. Users can view different elements of their business using the reporting and analytics services. Phone and email support are available.