Checkout.com Alternatives: Top 10 Payment Processing Software in 2025

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Limonetik is a payment gateway designed for modern industries of the new generation for carrying out their day-to-day business operations. It enables the organization to accept payments all around the globe and provides the users with the option to create their own payment methods. This platform also eliminates the complexities in the flow of payments, thus increasing the productivity of the organization. Users even get the option to reconcile their statements for checking the transactions taking place within the organization. Limonetik enhances the scalability of the marketplace business models by enabling remittance that is specifically designed for them. This software can be tailor-made as per the requirements of the industry, thus enabling the users to customize their websites and checkout pages. You can keep track of the particular transactions and the payment requirements associated with them. Limonetik boosts the payment efficiency of a business by providing them with the opportunity to manage secured payments from the client base.

QuickBooks Payments is a cloud-based Payment Processing Software. It might seem like credit cards and digital payments have taken over, but cash is still a widely-used form of payment for in-person, one-time purchases. Checks are still a popular form of payment, particularly for settling invoices. Much like accepting cash, check payments are also pretty straightforward. Automated Clearing House (ACH) payments occur when money is transferred from one bank account to another. Businesses accepting credit cards offer convenience and flexibility for customers. They can be used for remote or in-person purchases or one-time and recurring payments.

PayJunction is a contactless payment processing service helping out businesses with remote payouts and contactless payments on the go. The particular can be used to recharge accounts, streamline in-person payments, search out for transactions, process ACH, monitor batches and track key-in credit cards as well. Also, real-time financial reports provided by the software helps businesses gain access to proper insights showcasing the present financial health and implement changes accordingly. Multinational firms dependent on PayJunction can merge different merchant accounts within a single login platform, monitor different batches from a single place facilitating seamless reconciliation and adjust user-based permissions depending on their current designations. A people-first approach followed by PayJunction has earned them a 98.18% customer satisfaction score and 3k+ love letters from individual clients. Also, the solution is PCI Level 1 compliant enabling accurate security of the stored data. To facilitate self-service, the software comes loaded with a variety of blogs covering different topics, related to contactless payment solutions made available within the same.

Payfirma is an award-winning payments company that helps businesses accept credit and debit cards online, in-stores, and on mobile devices. Over 8,000 businesses across North America use Payfirma’s payment tools to get paid easily and keep all transaction data in one, simple place. When businesses use data to make decisions abut customers, products, and employees, they run smarter, more successful companies.

AtomPay is a payment network designed specifically for solo entrepreneurs, allowing them to collect and process payments quickly and efficiently from their audience, community, and social media. It aids in the realisation of one's earning ambitions. It simplifies payments for what one is currently doing and allows them to define their own value. In addition, AtomPay makes it simple to collect payments for writers, consultants, artists, content creators, and gig workers. It is simple to set up a shared store or profile that is geared for sales and may be used to generate money almost instantly. AtomPay now interacts with PayPal and Stripe, making it simple to convert anybody into a paying client by sending a custom URL on social networks, directly with potential purchasers, or in-person via barcode. Furthermore, AtomPay may be accessed by both the buyer and the seller through a single URL; no downloads are necessary.

As a business owner, it's important to be able to accept payments from customers all over the world. With the right platform, can also gain insights into transactions, reduce costs, and boost acceptance rates. Pay employees, get paid, and manage cash flow all in one place with a platform that makes payments simple.

Secure the customers' card details and build trust, while complying with payment-security and data-protection regulations like PCI DSS, CCPA, and GDPR, and avoiding unwanted penalties or surcharges with Paytia's Secure Virtual Terminal. This secure cloud-based service integrates with all major payment providers, making it easy to deploy, configure to specific needs and use. Paytia keeps customers' sensitive card information secure by allowing them to input the data directly to their seller’s bank via keypad entry, without the seller seeing or hearing the information.

Paysafe Limited is a leading specialized payments platform. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, and online cash solutions. With over 20 years of online payment experience, an annualized transactional volume of US $92 billion in 2020, and approximately 3,400 employees located in 12+ global locations, Paysafe connects businesses and consumers across 70 payment types in over 40 currencies around the world. Delivered through an integrated platform, Paysafe solutions are geared toward mobile-initiated transactions, real-time analytics and the convergence between brick-and-mortar and online payments.

Pin Payments gives you a flexible platform for accepting card payments from your customers. Pin Payments allows you to accept payments in many major and minor currencies, allowing you to offer localized pricing for international customers. Your Pin Payments dashboard provides customer tokenization which allows you to securely store your customer’s credit card for future transactions, in a secure and PCI compliant manner. Docmosis is looking to offer its customers the option to pay in currencies other than AUD. With Pin Payments, Docmosis can accept online card payments in multiple currencies from a single payment provider.

Omise is a smart payment gateway platform for processing online payments for web technology companies. It enables you to accept and manage online payments with its full-featured payment gateway. With Omise, you get a comprehensive collection of payment tools that enable quick, flexible, and smooth online payment experiences, allowing you to leverage company potential and accelerate development. You get checkout forms that have been pre-built and offer a simple and fast method to begin receiving payments without having to start from scratch. With Omise, you can allow international consumers to pay you in the currency they are most familiar with. You can also allow your consumers to pay in installments. The API of Omise platform improves your workflow and automates most of the operations that you can conduct in the dashboard. You can streamline the process of depositing funds into third-party bank accounts. You can get real-time information on all transaction events that occur on your account. Additionally, you can use existing libraries and SDKs that are accessible in most languages to speed up your integration.

PayU is an advanced online/offline payment gateway for businesses, helping them collect payments from individual clients. It’s a solved-out platform that offers complete payment solutions to companies serving across multiple genres. PayU provides 100+ payment options to its users, including UPI and Wallets. It can be integrated with websites and external mobile applications too. PayU is an ideal app for entrepreneurs who have their own online store. They just need to plug in the program at their checkout page without coding and start collecting payments within minutes. It also works best for startups who want to collect payments from their clients via Whatsapp, SMS, Email, Facebook and other external platforms. Enterprises can use PayU to collect payments from customers situated in different parts of the globe. Further, the payment gateway also allows users to set up their very own BharatQR and expand the reach of their omnichannel business in real-time.

They know that building a travel business can be complex and costly up-front. Duffel Payments means users can charge user customers directly through user API and easily add users' own markup to bookings.

Dodo Payments enables global transactions with the power of localized processing. Enhance success rates by offering region-specific payment methods worldwide. Effortlessly manage subscriptions with automated billing and renewals, while streamlining the sale and delivery of digital goods across international markets. Support multiple currencies and payment options, all backed by robust fraud protection. Maximize conversions with a seamless, customizable checkout experience, and ensure hassle-free global sales by staying compliant with local tax regulations.

Clearent by xplor is a comprehensive payment processor that utilizes its proprietary payments platform to simplify and enhance the profitability of its sales partners' business operations. With Clearent’s Empower Program, you can legally share your credit card processing costs with your customers. Cash discounting, non-cash adjustments, and surcharging result in real savings that you can reinvest in your business and watch it grow. Clearent's commitment to honesty and transparency has made it one of the most trusted companies in the industry.

Stripe Payments is a software that permits individuals as well as businesses to receive online payments by providing the essential banking infrastructure, technical expertise and fraud prevention, required for the successful operation of online-payment systems. Stripe speaks of an extremely easy-to-use interface and boasts of a very responsive customer service which makes it quite popular and in-demand payment gateway all across the globe. With a reliable and useful API, Stripe is one such payment gateway which comes with built-in analytics like Sigma and Radar where Sigma stands as their reporting tool and Radar provides advanced fraud protection. Another unique feature of this flawless payment gateway is that it provides a free card swiper that connects to any phone in no time at all, thereby letting you execute transactions very smoothly even while on the go. Hence, Stripe strikes the right cord, required to execute payments over the internet, with complete ease and security.

Shift4 Payments is a secure payment processing solution that pioneered the industry's first payment data tokenization system, which substitutes stored card data with a unique, alphanumeric value that is unusable in the hands of data thieves. Its PCI-validated P2PE technology encrypts cardholder data at the terminal, ensuring that sensitive cardholder data is never sent to the merchant's environment. With Shift4 Payments' end-to-end solutions, you can simplify the payments processes. You can use ironclad security technologies to protect your clients' data. On their worldwide commerce platform, you can dramatically grow your business. With the newest payment technologies, you can secure your company's future. Also, with the lowest costs to accept payments, you can save money. You may provide your company with a competitive advantage by using mobile POS and contactless technologies, both of which provide speed and ease. Whether your customers pay in-store or online, you provide a uniform and frictionless transaction experience.