Heartland eCommerce Alternatives: Top 10 Payment Gateway Software in 2025

Sila is the leading money API for fintech businesses. It is a developer-friendly sandbox, bank agency, and embedded compliance provide the customers with a fast and convenient way to get from signing an MSA to live production with compliant payments in just a few weeks. Sila is committed to providing the customers with risk-free and immediate funds availability, even in the presence of pervasive fraud. The API helps fintech and crypto customers confidently enter the industry and grow their business.

Viewpost is an electronic payment tool that allows large businesses to eliminate the inefficiency and cost of sending paper checks. It is a simple, effective, and differentiated electronic payments solution which integrates seamlessly with the existing applications. Businesses can easily make virtual card or electronic payments, without needing complicated credit approvals, investing time in change management or creating complex new reconciliation processes. The tool eliminates the need for paper checks by converting suppliers to receive electronic payments and also provides cashback for every transaction. It also optimizes payments, activates more suppliers, and delivers more payments. The online portal also enables vendors to view their payment history and remittance information, and also send and receive payments and invoices. Organizations can streamline their processes by customizing the Viewpost deployment to accommodate their workflow. They can also instantly view the status of their invoices and payments. Viewpost empowers businesses to generate more savings and less operational friction.

Akurateco, is a white-label payment gateway management software, designed to help merchants across different industries achieve complete command over their payment flow. A fees engine within the particular has the ability to monitor and estimate settlements of individual payment channels. Users can decide their business moves based on a highly customizable advanced reporting system within Aukurateco. Routing technology offered by the software helps business houses choose specific providers who will help them in improving their transactional ratio. Akurateco can also be used to calculate affiliate program commissions. Users also get to monitor the status of an individual invoice and receive active notifications about the particular as well. Besides, the software is also equipped with chargeback and world-class fraud detection features. It integrates with different third-party anti-fraud solutions like Sift Science and MaxMind. With Akurateco, merchants can obtain a PCI DSS certification, using which they can streamline smooth and secure transactions on their websites. They can also use the payment solution for reconciliation purposes.

Ezidebit is an advanced payment management software for businesses, helping them improve cash flow by optimizing financial strategies. The software provides a variety of expert services, which are relied upon by several international brands like Kumon, Raine & Horne, Netball Australia, and more. With a direct debit system for recurring payments, businesses can ensure improved cash flow, controlled bill payments, and easy monitoring of finances with detailed reporting facilities. Also, with an integrated EFTPOS method they can conduct hassle-free payments. With real-time payment processing facilities, Ezidebit lets businesses create and get access to a highly secure virtual terminal, facilitating immediate card payments. All records are saved in the system and automated to deliver seamless access whenever needed. Furthermore, the Merchant Trust Initiative (MTI) functionality incorporated within, assures comprehensive information management regarding customer data protection. Thus helping out organizations handle data in a secure way and keep their business fully compatible with the latest security regulations.

Paylane is an online payment gateway for eCommerce and SaaS services enabling them to complete their basic business procedures using 30+ payment methods and 160+ international currencies. Businesses can also depend on the same to use plugins for osCommerce, Magento, OpenCart, Woocommerce, PrestaShop and WordPress. An inbuild recurring payments option available within Paylane, help companies accept credit cards, direct debits and PayPal based payments as per convenience. They can also minimise the purchase process and boost up conversion levels in no time. Moreover, Multinational companies can depend on Paylane to cater to the ever-changing needs of their international clients with 160+ compatible currencies. Adequate payment methods like nexi, American Express, Maestro, VISA, ING, Credit Agricole, giropay, Alior Bank, Get In Bank and more are supported by Paylane. Also, business-relevant tips and vital metrics in the form of blogs, newsletters and social media posts are made available by Paylane enabling seamless business.

Stipe Connect is an online platform for making hassle-free payments. Also, undoubtedly the fastest and the most convenient method for integrating payments into the client’s software platform/marketplace. Payments made over Stripe Connect are all end-to-end encrypted right from onboarding to global payouts. Moreover, Stripe Connect is notably easy to set up on the system and operates with zero upfront costs, thus making itself the most convenient option for rapid monetisation of payments and financial services. Accessible revenue share program makes the platform and marketplace payments a viable source of revenue and marks payments to be earned on every transaction. Further, global scalability allows client organisations to reach a whole lot of customers with an already unified interface that supports over a hundred currencies and quite several local payment methods through a single integration. The suite of products offered by Stripe Connect can be monetised beyond payments by offering expense cards, financing solutions and banking as an added service to the respective sellers, used and service providers.