Kony DBX Alternatives: Top 10 Digital Banking Platforms in 2025

Mercury is a smart banking solution built to help small-size companies and startups scale. It’s a banking system for startups that wants to power the next generation of companies and help them ease their finance operations. Businesses can open FDIC-insured bank accounts that come with API access, team management, virtual cards, and a lot more. Businesses can open an account right from their laptop, making the whole process simple, efficient, and secured. Users can make the right decisions in real-time using the tool with cash flow analytics, instant runway estimates, and programmatic payments. Startups and businesses can send money with just three clicks by ACH, wire or check. It allows users to find any transaction that they’ve ever made in seconds and see where they are making and spending money in real-time. Users can keep secure with fluent 2-factor authentication and full activity logs. Businesses can easily control what features the employees can access and what they do not want them to use.

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Appway automating workflows across people, systems and data, Appway gives financial services businesses everything they need to get the job done and provide exceptional experiences at every touchpoint. It Seamlessly integrate with some popular tools like Hubspot, Salesforce, Onespan, Google Cloud and much more.

BANKTRON is an authorized financial institutions to design, construct and deliver customer-centric financial services and products and be ready to constantly changing business and regulatory environment. It provides key features like Customer Engagement, Highest Security Standards and Managements, B2B Gateway and much more.

Thought MachineThought Machine is one of the UK's leading fintech companies and is undergoing a period of rapid expansion. Their mission is to cure one of the banking industry's primary problems: its reliance on outdated IT infrastructure. Nearly every bank is stuck on a legacy IT platform, which cripples their ability to innovate and give their customers the type of service they deserve. Their solution to this is Vault: a complete retail banking platform that is capable of being configured easily to suit the needs of any bank. They have built Vault from the ground up as a cloud native, microservice API architecture platform. Thought Machine has a deep culture of engineering excellence, and we believe it is this which delivers a solution compelling enough to engender a seismic shift in the banking industry.

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Digital banking platforms to fit your financial institution. NCR DI and NCR D3 make it simple to offer innovative digital financial services to your retail and business customers

nCino Bank Operating System empowers bank employees and leaders with true insight into the bank. nCino integrates with bank's core and transactional systems.

Numerated is the best-growing fintech making business banking easy for financial institutions and their clients. Banks and credit unions use Numerated’s digital lending platform to meet business expectations for digital convenience and to bring efficiency gains to their internal teams. The platform is unique in its use of data to streamline the origination of any business banking product, from application to decision to close.

Backbase Digital Banking is a turn-key solution that enables Banks and Credit Unions to deliver amazing experiences for customers and employees. It has basic features like Customizable, Cloud Native, Turn key app and much more.

EBANQ is the user friendly white-label online banking software app on the market. It has most valuable modules like e-banking, Mobile App, Android Mobile App, ios Mobile App, SMS Passcode, Swift Module and much more. And it has extensive open API.

Mambu is a true SaaS platform; compliant and secure. And you don’t need an army of developers to see results. Our low-code process, publicly available APIs and regular releases allow for endless possibilities and have you future-proofed.

Arttha Digital Banking, as the name suggests is a digital banking platform that enables banks to build highly distinctive virtual banking experiences while also responding to their customers' ever-changing digital demands. It assists the user in building closely connected digital touch points to strengthen their digital relationship with consumers and generate deeper consumer engagements. Arttha Digital Banking lets you upgrade your bank's manual banking system to efficiently serve, delight, and digitally engage today's smart customers with its trustworthy, adaptable, and future-proof digital banking offering. It offers a customizable platform that connects easily with current legacy systems, allowing banks to quickly introduce new products and services to meet changing consumer demands. Users additionally get the Bank-in-a-Box technology that helps banks boost profitability while also offering clients an alternative to traditional branch banking. It also offers value to the whole ecosystem by allowing banks to work with fintech firms and cultivating an interoperable ecosystem of advancement around client information through open API Banking.

BANKER' S FRONT is used to Manage the Client Relationship To Capture Business Opportunities. And allow the Clients to have A Powerful User Experience from Consultation To Ordering. It Easily Interfaces To the Existing IT Landscape.

Canarie empowers financial institutions to streamline product launches and maintain compliance with unparalleled efficiency. By reducing reliance on outside counsel, Canarie accelerates the process of launching compliant products by an impressive 80%. From initial product design to continuous compliance monitoring, it transforms regulatory complexity into a powerful competitive advantage. With its intelligent tools, Canarie enables institutions to swiftly catch legislation and regulations across jurisdictions, filtering to highlight only what’s relevant. Its plain-text search feature delivers instant and accurate 50-state surveys, making it easier than ever to stay informed. Leveraging advanced AI, Canarie reviews policies, documents, and disclosures, ensuring they align seamlessly with regulatory requirements. Tailored for simplicity and precision, Canarie isn't just a tool—it's an partner in compliance, helping to stay ahead of the curve while optimizing the workflow.

Finexer is a leading FCA-authorised Open Banking provider in the UK, helping businesses unlock the power of real-time financial data and seamless Pay-By-Bank payments. Our API-driven platform connects directly to all UK banks, enabling businesses to access instant account-to-account (A2A) payments, real-time transaction insights, and secure authentication—all in one place. Open banking Payments(PISP) : 1. Instant Payment - Request to PaybyBank 2. Payout -Instant refund and withdrawal 3. Bulk Payout - Multiple payment in one click Open Banking Enriched Data(AISP): 1. Transactions -Real-time bank transaction data 2. Balance check - Income, expense and balance data 3. Authenticate - Account details, sort code, IBAN and BIC Best alternative of the other Open Banking platform like Tink, Truelayer, Plaid, Yapily, SaltEdge, Bud, Yodlee, Finicity, Token Why Businesses Choose Finexer: Instant Payments & Bulk Payouts – Secure, real-time transactions without card fees or chargebacks. Real-Time Financial Data – Access customer transactions, balances, and authentication in seconds. Cost-Effective & Scalable – Transparent pricing with flexible plans to fit any business size.

Capital Banking Solutions is a leading provider of end-to-end, integrated banking software for businesses. It is a next generation omnichannel banking solution. It provides features like Omnichannel, Security and Authentication, Personalized Customer Journey, and Administration & Controls.