Digital Banking Platforms List (July 2025)

Highly customizable Omni-channel digital banking platform to help banks build intuitive applications with low code development tools.

Learn how FIS can design and implement a fully integrated core system or complement your legacy system to transform your bank.

Digital banking platforms to fit your financial institution. NCR DI and NCR D3 make it simple to offer innovative digital financial services to your retail and business customers

Cashfree’s Accounts API lets you quickly integrate banking services from leading banks into your product. Enable your users to open accounts, link accounts, accept deposits, make payouts, check balance and earn interest. Cashfree Accounts is built for neo banks, fintechs, and platforms looking to offer financial services. Offer your users banking like never before.

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Mercury is a smart banking solution built to help small-size companies and startups scale. It’s a banking system for startups that wants to power the next generation of companies and help them ease their finance operations. Businesses can open FDIC-insured bank accounts that come with API access, team management, virtual cards, and a lot more. Businesses can open an account right from their laptop, making the whole process simple, efficient, and secured. Users can make the right decisions in real-time using the tool with cash flow analytics, instant runway estimates, and programmatic payments. Startups and businesses can send money with just three clicks by ACH, wire or check. It allows users to find any transaction that they’ve ever made in seconds and see where they are making and spending money in real-time. Users can keep secure with fluent 2-factor authentication and full activity logs. Businesses can easily control what features the employees can access and what they do not want them to use.

Overcome all digital banking challenges with omnichannel banking by Digital Edge! Provide your customers with secure and user friendly banking experience.

Temenos Infinity is the platform for business transformation that helps financial institutions to accelerate their digital transformation initiatives.

Our solutions revive the vision of financial institutions being on a first-name basis with customers.

Mambu is a true SaaS platform; compliant and secure. And you don’t need an army of developers to see results. Our low-code process, publicly available APIs and regular releases allow for endless possibilities and have you future-proofed.

Backbase Digital Banking is a turn-key solution that enables Banks and Credit Unions to deliver amazing experiences for customers and employees. It has basic features like Customizable, Cloud Native, Turn key app and much more.

Thought MachineThought Machine is one of the UK's leading fintech companies and is undergoing a period of rapid expansion. Their mission is to cure one of the banking industry's primary problems: its reliance on outdated IT infrastructure. Nearly every bank is stuck on a legacy IT platform, which cripples their ability to innovate and give their customers the type of service they deserve. Their solution to this is Vault: a complete retail banking platform that is capable of being configured easily to suit the needs of any bank. They have built Vault from the ground up as a cloud native, microservice API architecture platform. Thought Machine has a deep culture of engineering excellence, and we believe it is this which delivers a solution compelling enough to engender a seismic shift in the banking industry.

EdgeVerve, a wholly-owned subsidiary of Infosys, offers enterprise software platforms and solutions on Robotic Process Automation (RPA), Artificial Intelligence (AI) and Banking.

EBANQ is the user friendly white-label online banking software app on the market. It has most valuable modules like e-banking, Mobile App, Android Mobile App, ios Mobile App, SMS Passcode, Swift Module and much more. And it has extensive open API.

nCino Bank Operating System empowers bank employees and leaders with true insight into the bank. nCino integrates with bank's core and transactional systems.

NorthOne is an API-enabled, mobile-first banking platform for freelancers, startups, and small businesses. It is an FDIC-insured bank account that lives on mobile devices. The platform connects to all the financial management tools that businesses already use and intuitively integrate them in one place. In one click, users can keep tabs on their money and easily make payments. It enables the opening of a NorthOne bank account in less than 3 minutes and without the hassle of paperwork or waiting in long lines at the local branches. Payment can be made and received 24 hours a day. Key features are the automation of transaction categorization, read-only access to the company accountant, and controlling NorthOne cards on the phone. Additionally, companies can get a quick insight into their revenue, spending, and balance anywhere and at any time. Instant customer support is made available through email, phone or chat to all the customers.

A sophisticated modern banking core that can quickly adjust to adapting banking strategies with its API and microservices design. We provide a fresh perspective on growth for brands, banks, fintechs and credit unions with the technology and support to make it happen. Niche is the new local for financial services – it’s how you connect to the communities you serve and create growth opportunities. Nymbus goes beyond “standing up” a bank with the people, process and technology to get to market quickly – all at a lower customer acquisition cost than traditional models.

Appway automating workflows across people, systems and data, Appway gives financial services businesses everything they need to get the job done and provide exceptional experiences at every touchpoint. It Seamlessly integrate with some popular tools like Hubspot, Salesforce, Onespan, Google Cloud and much more.

Synctera is the perfect solution for all FinTech needs. It gives the platform and resources to help develop, launch, and scale financial technology projects quickly and easily. With Synctera experienced developers have access to the automotive tools and features needed to get a prototype up and running. For those who are new to the technological revolutions in finance, the detailed guides provide easy step-by-step instructions for setting up an MVP. This makes it easy for anyone to benefit from Synctera's powerful platform without needing a lot of technical knowledge. Plus, existing customers can also take advantage of extensive services when introducing new services into their customer base - making them more efficient and profitable. So if the customer is looking for an affordable platform that can fast track FinTech projects - look no further than Synctera!

VeriChannel offers a secure, unified platform that empowers organizations to manage seamless, consistent and engaging customer journeys across multiple customer touch points. As a reliable and scalable platform for Omni-Channel Banking, VeriChannel sits on top of existing IT systems and enables zero footprint and secure integration to disparate business applications. With Internet Banking, Mobile Banking, Kiosk Banking, ATM Screens, Contact Centre Banking and Customer Service Representative modules, it gives customers access to do what they need anytime, anyplace and on any device.