Xero vs Divvy Comparison | SaaSworthy.com

98% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Xero

Accounting Software

4.2 7,623 user ratings

Get Free Advice

86% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Divvy

Accounting Software

4.1 1,272 user ratings

Get Free Advice

Overview

Description	Xero is an award-winning online accounting software for small scale businesses. Xero offers a variety of features to make your business function smoothly and efficiently. The software handles all the accounting transactions effectively. It permits unlimited users to get online at a time and work in collaboration over data which is accessible through a single ledger. Xero also provides Bank Reconciliation services by importing the various transactions from your bank accounts and matching them with your cash-book. Business finances and cash-flow statements are updated on a real-time basis, helping you to keep a track of all your expenses and transactions. Read more	Divvy is a finance management solution that is ideal for all types of enterprises and individuals in order to make financing easier and affordable for them. Divvy makes it easier to manage physical and virtual cards for a number of customers. It eliminates the need for a reconciliation process that is month-end based. Users can track everything in one place, in one account. Divvy is used for management solutions that give you the credits you need and the software to manage it. With Divvy, you will never go over budget and will make optimum utilization. Divvy is crafted for users to achieve financial wellness with budgeting and future visibility. With Divvy, users can eliminate manual processes, get real time visibility, and can easily pay attention to expert-level priorities, like budget forecasting, transactions can be easily monitored live, and also users can submit reimbursements directly in Divvy. At Divvy, they charge you the least and solely focus on managing your finances. They aim at putting an end to your need of buying higher amounts to the experts, and taking control of your budgets, and also managing your invoices and accounts. Read more
Pricing Options	Free Trial Available Starts at $2.9.	Free Trial Not Available Offers Free-forever plan.
SW Score & Breakdown	98% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 100% Reviews 98% Momentum 67% Popularity 97%	86% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 88% Reviews 93% Momentum 61% Popularity 84%
SaaSworthy Awards	# 2 Most Worthy # 6 Fastest Growing	Not Available

Features

Total Features	18 Features	12 Features
Common Features for All	Accounts Payable Handling the money owed by a business to its suppliers. Accounts Receivable Handling the money the client owes to the company. Bank Reconciliation Matching the balances of an entity's accounting records with the corresponding information on a bank statement. Billing and Invoicing This feature helps in issuing and handling the invoice and bills. Budget Forecasting Helps to create budgets using past performance and future projections. Forecasting uses data, trends, and analytics to predict revenue, expenses, and cash flow. CPA Firms Offers collaboration with a professional expert for financial and consulting services. Cash Management Collection and management of cash. Collections Recovery of cash from a business or individual. Expense Tracking Keep a count of your day to day expenses as well as allows you to quickly identify where the expense report is in the approval process. Fixed Asset Management Helps in tracking fixed assets for the purposes of financial accounting, preventive maintenance, and theft deterrence. General Ledger Maintaining and recording all the accounting related transactions. Multi-Currency Enables payment and collection in multiple currencies. Payroll Handling the salary payable to the employees Project Accounting Creation of financial reports specifically designed to track the financial progress of projects Purchasing Acquiring goods or services required for the business at minimal cost Revenue Recognition Determining the specific conditions under which revenue is recognized or accounted for Spend Management Managing the expenditure of a business in order to build its product or services Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time + 15 More - Show Less	Accounts Payable Handling the money owed by a business to its suppliers. Accounts Receivable Handling the money the client owes to the company. Bank Reconciliation Matching the balances of an entity's accounting records with the corresponding information on a bank statement. Billing and Invoicing This feature helps in issuing and handling the invoice and bills. Budget Forecasting Helps to create budgets using past performance and future projections. Forecasting uses data, trends, and analytics to predict revenue, expenses, and cash flow. CPA Firms Offers collaboration with a professional expert for financial and consulting services. Cash Management Collection and management of cash. Collections Recovery of cash from a business or individual. Expense Tracking Keep a count of your day to day expenses as well as allows you to quickly identify where the expense report is in the approval process. Fixed Asset Management Helps in tracking fixed assets for the purposes of financial accounting, preventive maintenance, and theft deterrence. General Ledger Maintaining and recording all the accounting related transactions. Multi-Currency Enables payment and collection in multiple currencies. Payroll Handling the salary payable to the employees Project Accounting Creation of financial reports specifically designed to track the financial progress of projects Purchasing Acquiring goods or services required for the business at minimal cost Revenue Recognition Determining the specific conditions under which revenue is recognized or accounted for Spend Management Managing the expenditure of a business in order to build its product or services Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time + 9 More - Show Less

Technical Details

Organization Types Supported	Freelancers Medium Business Small Business	Freelancers Medium Business Small Business
Platforms Supported	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS
Modes of Support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Available	NA

Reviews & Ratings

User Rating	4.2/5 7,623 user ratings	4.1/5 1,272 user ratings
Rating Distribution	Excellent 66.1% Very Good 14% Average 4.4% Poor 3.5% Terrible 12%	Excellent 64.4% Very Good 15.6% Average 2% Poor 1.5% Terrible 16.5%
User Sentiments	User Friendly Interface, Extensive Integrations, Automated Bank Feeds, Comprehensive Reporting Unreliable Bank Feeds, Slow Support Response Times, Limited User Permissions, Lack of Phone Support	Real-Time Expense Tracking, User-Friendly Interface, Budgeting and Spend Control, Excellent Customer Service Occasional App Bugs, Slow Receipt Processing, Limited Functionality for Large Organisations, Inconsistent Notification System
Review Summary	User reviews of Xero are mixed. While many praise its ease of use, seamless integration with other platforms, and robust features for small businesses, they often express frustration with unreliable bank feeds, slow customer support response times, and lack of essential functionalities. Some users find the new invoicing system cumbersome, while others appreciate the help provided by Xero's support team, especially when it comes to technical issues. Overall, Xero is a powerful accounting software for small businesses but has drawbacks in its customer support and recent feature updates.	Divvy's customer reviews generally portray it as a user-friendly and efficient cloud cost management platform. Users appreciate its intuitive interface, comprehensive features, and effective cost optimization capabilities. The platform's reporting and analytics functions are praised for providing valuable insights into cloud spending. Additionally, Divvy's customer support team receives positive feedback for their responsiveness and helpfulness. However, some users have expressed concerns regarding the platform's pricing and occasional technical issues. Overall, Divvy is well-received by its users for its ease of use, cost-saving potential, and reliable support.
	Read All User Reviews	Read All User Reviews

AI-Generated from the text of User Reviews

Pricing

Pricing Options	Free Trial Available Starts at $2.9.	Free Trial Not Available Offers Free-forever plan.
Pricing Plans Monthly Plans Annual Plans	Starter $2.90 $2.90 per month Standard $4.60 $4.60 per month Premium $6.90 $6.90 per month	Divvy Free
	View Detailed Pricing	View Detailed Pricing

Alternatives

	Quickbooks 3.9 24 ratings Xero Vs Quickbooks Sage Accounting (Sage One) 4.6 40 ratings Xero Vs Sage Accounting (Sage One) Freshbooks 4.3 3,302 ratings Xero Vs Freshbooks Zoho Books 4.8 30 ratings Xero Vs Zoho Books Wave 4.1 1,834 ratings Xero Vs Wave	Expensify 4.6 4,422 ratings Divvy Vs Expensify Ramp 4.9 1,966 ratings Divvy Vs Ramp Capture Expense Concur Expense 4.1 7,044 ratings Divvy Vs Concur Expense ActivityHD Divvy Vs ActivityHD
	View All Xero Alternatives	View All Divvy Alternatives