You Need A Budget Reviews

User Rating

4.6/5 (Based on 2,160 Ratings)

Rating Distribution

Excellent
77.7%
Very Good
13.6%
Average
5%
Poor
2.1%
Terrible
1.7%

User Sentiments

Effective Budgeting Methodology, Intuitive User Interface, Extensive Educational Resources, Seamless Bank Account Syncing

Unreliable Credit Card Payment Tracking, Mobile App Reporting Limitations, Steep Learning Curve, Occasional Bank Syncing Issues

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Review Summary

Users widely praise YNAB's intuitive budgeting system, customizable features, and user-friendly interface, highlighting its effectiveness in helping them manage their finances. Reviewers also commend YNAB's excellent customer support, with many users reporting positive experiences and quick response times. YNAB's mobile app is also generally well-received for its convenience and ease of use. However, some users express concerns about the subscription fee and the initial learning curve associated with the software.

Pros

Userfriendly interface simplifies budgeting and tracking expenses.
Intuitive design enables effortless goal setting and progress monitoring.
Robust reporting provides detailed insights into spending habits.
Seamless synchronization across devices ensures data accessibility anytime, anywhere.

Cons

Limited customization options may not suit specific budgeting needs.
Occasional syncing issues can lead to data discrepancies.
Lack of integration with certain financial institutions might limit transaction import.
Steep learning curve for advanced features may require time and effort to master.

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Reviews

Mike G

December 14, 2024 Source: Trustpilot.com

Changed my wife’s and my life

Changed my wife’s and my life. We’ve been using it for a year and dialing in our spending and budgeting more and more each month. Sometimes we can’t believe or imagine how we were living without this all these years, felt like we wasted so much money in the past 10 years but, just glad we started this when we did. It might be frustrating and hard to get into when you begin but def stick with it. Not many things more important than our money that we earn and keeps us alive.

NICOLE B

December 13, 2024 Source: Trustpilot.com

YNAB has changed my whole relationship…

YNAB has changed my whole relationship with money, can't say enough good things about it. Having someone help you get setup is helpful for sure because there is a bit of a learning curve up front but smooth sailing once you get the hang of it :)

Eric

December 11, 2024 Source: Trustpilot.com

Likely one of, if not the best budgeting app on the market

YNAB is a great tool for those who want the advanced feature experience. There are other budget apps out there that are easier to use, but YNAB provides all the features you'd ever want if you're looking to take it to the next level. They're also constantly improving things, simplifying the interface and make it look and feel better to use.

Jeff

December 11, 2024 Source: Trustpilot.com

Intuitive interface and process

Intuitive interface and process, but even more important - incredibly helpful guides (FAQ’s and clear explanations) for when you get stuck. Live help is also excellent but rarely needed.

Sandy Whitten

December 11, 2024 Source: Trustpilot.com

Where are my priorities?

YNAB has been extremely helpful to see where my priorities are — where I am spending the most money. And realizing if I didn’t like what I saw, I need to change something!

Mandy

December 10, 2024 Source: Trustpilot.com

It’s super easy to use and has helped…

It’s super easy to use and has helped us actually stick to our budget!

Ty Wilson

December 10, 2024 Source: Trustpilot.com

On top of it

With YNAB, I feel more in control of my finances than I ever have. It actually makes it kind of fun when you’re on top of things! Motivating.

anonymous

December 9, 2024 Source: Trustpilot.com

best thing ive ever purchased

best thing ive ever purchased. the benefits are significant and the positive effects are mental as well as financial. after a year of ynab, i honestly can't imagine my morning routine without it

Alison

December 8, 2024 Source: Trustpilot.com

YNAB is the budget you want (and need)

Great videos to explain the process, and I have money under control. YNAB makes budgeting fun.

Khalon

December 8, 2024 Source: Trustpilot.com

Great Budget System

YNAB is an excellent resource for anyone who wants to understand their money and see what it is actually doing and where it is going. I struggled with finding a budget system that would work for me, and then I came across YNAB, and I loved it.

You Need A Budget Reviews

User Rating

Rating Distribution

User Sentiments

Do You Use You Need A Budget?

Review Summary

Pros

Cons

Mike G

NICOLE B

Eric

Jeff

Sandy Whitten

Mandy

Ty Wilson

anonymous

Alison

Khalon

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