PayPal Credit Reviews

I was able to remodel my bathroom because the vendor accepted it. I used the 0% financing and paid it off in 6 months. It is very convientent to have it as an option when paying online as well.

Not everyone accepts this line of credit.

I can make a purchase with 0% finance and pay within 6 months

It is the most convenient method of payment and the best thing is it does not charge annual fees, also it is flexible to use as it is accepted by many retail shops.

The one thing I dislike is sometimes it charges high interest rates.

It is easier to use as it has a friendly interface and the best thing is it does not charge annual fees. It also helps in budget management which is more convenient for me.

What I enjoy most about PayPal Credit is that it provides simple and adaptable financing alternatives that make it easy to make online purchases and defer payments. It is a practical option for online buying because to its wide acceptance and interaction with PayPal accounts. The PayPal platform is made more user-friendly by the ability to handle payments and trace transactions.

What I don't Like: It's crucial to keep in mind that, especially for extended payback terms, PayPal Credit's interest rates might be rather high. Before choosing this financing option, it is necessary to carefully analyse the conditions and expenses. To remove doubts for users, the credit determination process' transparency should also be improved.

The issue of immediate financial limits is resolved by PayPal Credit by offering flexible financing alternatives for online purchases. Users gain from this by having more purchasing power and the capacity to control spending over time, which leads to increased affordability and more financial flexibility.

They give monthly and bi-weekly payment options.

Nothing! it has come in handy for me so many times!

With big purchase items, helping me pay over extended amount of time with very little intrest!

It helps space out payments of large purchases, and gives me more time to budget things out. The no interest for 6 months is excellent!

The limit could be higher but other than that it is excellent

It helps me when I need to make a large purchase, or an expense I wasn't ready for.

The best part that I like about PayPal credit is with it you will get 6 month interest free emi option to pay and its is very simple and easy to apply for PayPal credit line.

I don't dislike it save me lots of money on interest.

Yes, Best credit card for international and regional shopping.

I use PayPal credit for shopping online and when I spend more then 100$ I get 6 month interest free repayment time that I really like it and there are thousand of website that accept PayPal.

I like the convience of paypal credit to use at most online retailers. I think it is a creat tool to pay for your personal and business perchases

There are a few places that does not accept paypal credit

I am solving the financing of bigger items with paypal credit

Paypal Credit makes financing purchases of $99+ cheap and easy. It lets you pay in 6 equal payments over the course of 6 months giving you the opportunity to buy more things without worrying about fronting the entire cost.

I wish that I didn't have to spend $99 in order to split my payment up, I wish it could be any amount like Quad pay does. I also wish I could pay the bill with credit card instead of bank transfer.

This can ensure you can buy what you have always wanted

Paypal credit solves the problem of not having enough funds to afford your purchase right now. It lets you get things that you may not have been able to had you have had to use a credit card.

PayPal Credit makes for a smoother eBay shopping experience. I like how it provides for a more integrated experience when buying and selling on eBay.

The only negative is that we are used to using our personal and business credit cards and working with the rewards points achieved. Have not used PayPal Credit enough yet to see how it compares

It is another user friendly resource when using PayPal, and often provides a number of specials to watch out for.

No real problems solved. It is yet another resource to use.

Straight forward and fast application process, easy to use and easy to repay through your PayPal terminal. Regular offers of 0% interest free periods.

Sometimes it can be hard to know if a seller offers PayPal Credit or whether they're product qualified for the interest free promotion, until you get all the way to checkout. They could make that a little easier to see.

Purchasing big ticket items. If I need to buy something for $400 or $1000 or $2000 I always PayPal Credit pay for it with a 0% interest free promotion. It just makes things so much easier. Although I have not used it yet they have just introduced paying for your taxes through PayPal Credit which seems pretty cool.