Sage Business Cloud Accounting vs Qonto Comparison

87% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Sage Business Cloud Accounting

Accounting Software

4.2 440 user ratings

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92% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Qonto

Accounting Software

4.5 1,819 user ratings

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Overview

Description	Sage Business Cloud Accounting is an accounts management software that helps small businesses to streamline their accounts and bookings easily, besides enhancing their cash flow. The software enables users to automate their workflow and related tasks like invoicing, access controls and payment processing directly from integrated accounts. Through these automation processes, users can even share real-time access with their teammates or accountants, facilitating easy collaboration. Further, with Sage Business Cloud Accounting, companies can automatically create, send and track invoices, which makes it easier to receive payment on time and maintain a healthy cash flow. The software can be easily integrated with Stripe that offers a ‘Pay Now’ button on invoices, allowing customers to make payments quickly. It also includes an insightful dashboard where brands can see how much revenue is coming in and what are the expenses of each month. Sage Business Cloud Accounting also offers online support via live chat, free training and 1-on-1 sessions with accounting experts. Read more	Qonto is an easy business banking solution for entrepreneurs and startups. This all-in-one online business accounting platform helps SMEs and freelancers create business accounts as per convenience. Thus getting access to simplified accounting flow and transparent solutions. The services and features delivered by this platform are trusted widely by over 2,00,000 businesses located in different parts of the globe. Organizations are provided with a secure platform that safeguards the funds through FGDR (a French financial crises operator) services. Also, access to MasterCard business cards, with SEBA and SWIFT transfers enabled, is available with a subscription to Qonto. Furthermore, users can enjoy facilities like automated bookkeeping and team expense management besides streamlining and optimizing their work effectively. Also, integration with top third-party applications like Slack, Accountable, AXA, Pennylane, Zettle, etc makes user-wise task management a lot simpler to handle. Beyond this, users can also depend on the same to create multiple accounts with dedicated IBANs for organized management of expense items, activities, and team budgeting. Read more
Pricing Options	Free Trial Available Starts at $7.50.	Free Trial Available Offers Custom plan.
SW Score & Breakdown	87% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 92% Reviews 84% Momentum 64% Popularity 70%	92% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 94% Reviews 86% Momentum 66% Popularity 88%
SaaSworthy Awards	# 10 Highly Rated	# 11 Fastest Growing # 8 Most Popular

Features

Total Features	12 Features	13 Features
Common Features for All	Accounts Payable Handling the money owed by a business to its suppliers. Accounts Receivable Handling the money the client owes to the company. Bank Reconciliation Matching the balances of an entity's accounting records with the corresponding information on a bank statement. Billing and Invoicing This feature helps in issuing and handling the invoice and bills. Cash Management Collection and management of cash. Collections Recovery of cash from a business or individual. Expense Tracking Keep a count of your day to day expenses as well as allows you to quickly identify where the expense report is in the approval process. General Ledger Maintaining and recording all the accounting related transactions. Multi-Currency Enables payment and collection in multiple currencies. Payroll Handling the salary payable to the employees Project Accounting Creation of financial reports specifically designed to track the financial progress of projects Purchasing Acquiring goods or services required for the business at minimal cost Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time + 9 More - Show Less	Accounts Payable Handling the money owed by a business to its suppliers. Accounts Receivable Handling the money the client owes to the company. Bank Reconciliation Matching the balances of an entity's accounting records with the corresponding information on a bank statement. Billing and Invoicing This feature helps in issuing and handling the invoice and bills. Cash Management Collection and management of cash. Collections Recovery of cash from a business or individual. Expense Tracking Keep a count of your day to day expenses as well as allows you to quickly identify where the expense report is in the approval process. General Ledger Maintaining and recording all the accounting related transactions. Multi-Currency Enables payment and collection in multiple currencies. Payroll Handling the salary payable to the employees Project Accounting Creation of financial reports specifically designed to track the financial progress of projects Purchasing Acquiring goods or services required for the business at minimal cost Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time + 10 More - Show Less

Technical Details

Organization Types Supported	Individuals Freelancers Medium Business Small Business	Individuals Freelancers Medium Business Small Business
Platforms Supported	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS
Modes of Support	Business Hours Online	Business Hours Online
API Support	Available	Available

Reviews & Ratings

User Rating	4.2/5 440 user ratings	4.5/5 1,819 user ratings
Rating Distribution	Excellent 51.4% Very Good 28.4% Average 11.1% Poor 2.7% Terrible 6.4%	Excellent 81% Very Good 5.8% Average 0.8% Poor 1.3% Terrible 11%
User Sentiments	Automated Bank Feeds, Ease of use, Cloud accessibility, Comprehensive reporting Limited third-party integrations, Customer support issues, Occasional connectivity problems, Dated user interface	Easy Account Setup, Efficient Customer Service, User-Friendly Interface, Fast Transaction Speed Check Deposit Processing Delays, Account Closures, Lack of Physical Branches, Limited International Transfer Options
Review Summary	Overall, users praise Sage Business Cloud Accounting for its user-friendly interface, comprehensive features, and excellent customer support. They appreciate its intuitive design, which makes it easy to navigate and use, even for those with limited accounting knowledge. The software's extensive range of features, including invoicing, expense tracking, and financial reporting, is highly valued by users. Additionally, Sage's customer support team is consistently praised for their responsiveness and helpfulness. However, some users have expressed dissatisfaction with the software's occasional glitches and limited customization options.	Review analysis indicates that users generally appreciate Qonto's user-friendly interface, efficient customer support, and innovative features for managing finances. Many users highlight the convenience of integrating their business accounts, categorizing transactions, and tracking expenses. However, some reviewers express concerns regarding occasional technical glitches, limited customization options, and high fees associated with specific services. Overall, users acknowledge Qonto's effectiveness in simplifying financial management but suggest improvements in stability, flexibility, and pricing transparency.
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Pricing

Pricing Options	Free Trial Available Starts at $7.50.	Free Trial Available Offers Custom plan.
Pricing Plans Monthly Plans Annual Plans	Accounting Start $10.00 $10.00 per month Accounting $7.50 $7.50 per month	Basic Pack (Company Creators) Others Smart Pack (Company Creators) Others Essential Pack (Company Creators) Others Basic (Self-Employed) Others Smart (Self-Employed) Others Premium (Self-Employed) Others Essential (Micro-businesses (1-9 Employees)) Others Business (Micro-businesses (1-9 employees)) Others Enterprise (Micro-businesses (1-9 Employees)) Others Business (SMEs (10-250+ employees)) Others Enterprise (SMEs (10-250+ Employees)) Others Build Your Own (SMEs (10-250+ Employees)) Custom
	View Detailed Pricing	View Detailed Pricing

Alternatives

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