Qonto vs ZarMoney Comparison

92% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Qonto

Accounting Software

4.5 1,819 user ratings

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86% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

ZarMoney

Accounting Software

4.8 91 user ratings

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Overview

Description	Qonto is an easy business banking solution for entrepreneurs and startups. This all-in-one online business accounting platform helps SMEs and freelancers create business accounts as per convenience. Thus getting access to simplified accounting flow and transparent solutions. The services and features delivered by this platform are trusted widely by over 2,00,000 businesses located in different parts of the globe. Organizations are provided with a secure platform that safeguards the funds through FGDR (a French financial crises operator) services. Also, access to MasterCard business cards, with SEBA and SWIFT transfers enabled, is available with a subscription to Qonto. Furthermore, users can enjoy facilities like automated bookkeeping and team expense management besides streamlining and optimizing their work effectively. Also, integration with top third-party applications like Slack, Accountable, AXA, Pennylane, Zettle, etc makes user-wise task management a lot simpler to handle. Beyond this, users can also depend on the same to create multiple accounts with dedicated IBANs for organized management of expense items, activities, and team budgeting. Read more	ZarMoney is a robust accounting and online bookkeeping solution for businesses of all sizes. This platform helps organizations maintain and streamline their finances along with inventory in an effortless way, fostering growth. It delivers a host of powerful features that ensure businesses thrive by automating busywork. Customers and Account Receivables facility help brands create and send invoices in an instant. Also, a convenient "pay now" option lets customers pay directly via invoices to save time. Businesses also get to provide accurate estimates and quotes online using product-wise predefined parameters and a dedicated dashboard as per their individual needs. Moreover, ZarMoney makes payments easy by enhancing transaction processes. Businesses get to manage bills and expenses, track purchase orders, print checks all from one platform. Detailed analytics and customizable reports enable organizations to manage their profits and losses, take care of balance sheets and extract profound insights, facilitating real-time improvement and growth. Read more
Pricing Options	Free Trial Available Offers Custom plan.	Free Trial Available Starts at $20.00.
SW Score & Breakdown	92% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 94% Reviews 86% Momentum 66% Popularity 88%	86% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 92% Reviews 80% Momentum 62% Popularity 80%
SaaSworthy Awards	# 11 Fastest Growing # 8 Most Popular	# 18 Highly Rated

Features

Total Features	13 Features	13 Features
Common Features for All	Accounts Payable Handling the money owed by a business to its suppliers. Accounts Receivable Handling the money the client owes to the company. Bank Reconciliation Matching the balances of an entity's accounting records with the corresponding information on a bank statement. Billing and Invoicing This feature helps in issuing and handling the invoice and bills. CPA Firms Offers collaboration with a professional expert for financial and consulting services. Cash Management Collection and management of cash. Collections Recovery of cash from a business or individual. Expense Tracking Keep a count of your day to day expenses as well as allows you to quickly identify where the expense report is in the approval process. Fixed Asset Management Helps in tracking fixed assets for the purposes of financial accounting, preventive maintenance, and theft deterrence. General Ledger Maintaining and recording all the accounting related transactions. Multi-Currency Enables payment and collection in multiple currencies. Payroll Handling the salary payable to the employees Project Accounting Creation of financial reports specifically designed to track the financial progress of projects Purchasing Acquiring goods or services required for the business at minimal cost Revenue Recognition Determining the specific conditions under which revenue is recognized or accounted for Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time + 10 More - Show Less	Accounts Payable Handling the money owed by a business to its suppliers. Accounts Receivable Handling the money the client owes to the company. Bank Reconciliation Matching the balances of an entity's accounting records with the corresponding information on a bank statement. Billing and Invoicing This feature helps in issuing and handling the invoice and bills. CPA Firms Offers collaboration with a professional expert for financial and consulting services. Cash Management Collection and management of cash. Collections Recovery of cash from a business or individual. Expense Tracking Keep a count of your day to day expenses as well as allows you to quickly identify where the expense report is in the approval process. Fixed Asset Management Helps in tracking fixed assets for the purposes of financial accounting, preventive maintenance, and theft deterrence. General Ledger Maintaining and recording all the accounting related transactions. Multi-Currency Enables payment and collection in multiple currencies. Payroll Handling the salary payable to the employees Project Accounting Creation of financial reports specifically designed to track the financial progress of projects Purchasing Acquiring goods or services required for the business at minimal cost Revenue Recognition Determining the specific conditions under which revenue is recognized or accounted for Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time + 10 More - Show Less

Technical Details

Organization Types Supported	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS
Modes of Support	Business Hours Online	Business Hours Online
API Support	Available	Available

Reviews & Ratings

User Rating	4.5/5 1,819 user ratings	4.8/5 91 user ratings
Rating Distribution	Excellent 81% Very Good 5.8% Average 0.8% Poor 1.3% Terrible 11%	Excellent 84.6% Very Good 12.1% Average 2.2% Poor 0% Terrible 1.1%
User Sentiments	Easy Account Setup, Efficient Customer Service, User-Friendly Interface, Fast Transaction Speed Check Deposit Processing Delays, Account Closures, Lack of Physical Branches, Limited International Transfer Options	Not Available
Review Summary	Review analysis indicates that users generally appreciate Qonto's user-friendly interface, efficient customer support, and innovative features for managing finances. Many users highlight the convenience of integrating their business accounts, categorizing transactions, and tracking expenses. However, some reviewers express concerns regarding occasional technical glitches, limited customization options, and high fees associated with specific services. Overall, users acknowledge Qonto's effectiveness in simplifying financial management but suggest improvements in stability, flexibility, and pricing transparency.	Not Available
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Pricing

Pricing Options	Free Trial Available Offers Custom plan.	Free Trial Available Starts at $20.00.
Pricing Plans Monthly Plans Annual Plans	Basic Pack (Company Creators) Others Smart Pack (Company Creators) Others Essential Pack (Company Creators) Others Basic (Self-Employed) Others Smart (Self-Employed) Others Premium (Self-Employed) Others Essential (Micro-businesses (1-9 Employees)) Others Business (Micro-businesses (1-9 employees)) Others Enterprise (Micro-businesses (1-9 Employees)) Others Business (SMEs (10-250+ employees)) Others Enterprise (SMEs (10-250+ Employees)) Others Build Your Own (SMEs (10-250+ Employees)) Custom	Small Business $20.00 $20.00 per month Enterprise $350.00 $350.00 per month
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Alternatives

	Finmap QuickFile 4.8 2,696 ratings Qonto Vs QuickFile Clear Books 4.4 341 ratings Qonto Vs Clear Books easybook.io Qonto Vs easybook.io BlackLine 4.7 279 ratings	Quickbooks 3.9 24 ratings ZarMoney Vs Quickbooks QuickBooks Desktop Pro 4.3 3,153 ratings ZarMoney Vs QuickBooks Desktop Pro QuickBooks Online Advanced 4.5 563 ratings ZarMoney Vs QuickBooks Online Advanced QuickBooks Payroll 4.4 626 ratings easybook.io ZarMoney Vs easybook.io
	View All Qonto Alternatives	View All ZarMoney Alternatives